SPFF vs VTI

SPFF vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSPFFVTIWinner
Expense Ratio0.48%0.03%
AUM$145M$666.9B
Dividend Yield6.62%1.07%
Holdings523,543
YTD Return+4.70%+13.67%
1Y Return+10.07%+22.17%
3Y Return (annualized)+9.99%+21.93%
5Y Return (annualized)+1.82%+12.51%
Volatility (annualized)9.3%15.3%
Max Drawdown-50.1%-56.6%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryAllocation/BalancedEquity
InceptionJul 16, 2012May 24, 2001

SPFF vs VTI Performance

Global X SuperIncome Preferred ETF (SPFF) is a ETF from Global X by mirae Asset and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPFF returned +10.07% while VTI returned +22.17%. Year to date, SPFF is up 4.70% versus a gain of 13.67% for VTI.

Over three years, SPFF compounded at +9.99% per year against +21.93% for VTI; over five years the annualized figures are +1.82% and +12.51% respectively. Across the full 14-year window we track, VTI has the edge at +8.11% annualized vs -0.79%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.3% for SPFF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -50.1% for SPFF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPFF charges 0.48% per year while VTI charges 0.03%. On a $10,000 position that is $48 vs $3 annually, a gap of $45 per year that compounds over a long holding period. On income, SPFF currently yields 6.62% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

SPFF and VTI share 3 holdings out of 2793 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPFFWeight in VTIDifference
SYF1.76%0.04%1.72%
FLG1.69%0.00%1.69%
FITB1.42%0.07%1.35%

Frequently Asked Questions

Which is cheaper, SPFF or VTI?

SPFF has an expense ratio of 0.48% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $45 per year of difference.

Which performed better, SPFF or VTI?

Over the past year SPFF returned +10.07% vs +22.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (14 years), SPFF annualized -0.79% vs +8.11% for VTI. Past performance does not guarantee future results.

Which is riskier, SPFF or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 9.3% for SPFF. Worst drawdown: SPFF -50.1% vs VTI -56.6%.

Should I hold both SPFF and VTI?

SPFF and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPFF and VTI?

SPFF and VTI share 3 common holdings with a 0.1% weight overlap. Combined, they hold 2793 unique securities.

Which pays a higher dividend, SPFF or VTI?

SPFF yields 6.62% while VTI yields 1.07%, so SPFF currently pays the higher dividend yield.

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