SCHD vs STNC
Schwab US Dividend Equity ETF vs Hennessy Sustainable ETF
Which is better, SCHD or STNC?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. STNC is less concentrated, with 34.4% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | STNC |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.85% |
| AUM | $112.2B | $91M |
| Dividend Yield | 3.13% | 0.91% |
| Holdings | 103 | 50 |
| YTD Return | +27.56%Best | +9.77% |
| 1Y Return | +30.29%Best | +12.39% |
| 3Y Return (annualized) | +16.37%Best | +12.16% |
| 5Y Return (annualized) | +10.23%Best | +6.52% |
| Volatility (annualized) | 14.3%Best | 15.1% |
| Max Drawdown | -16.9%Best | -22.3% |
| $10,000 over 5 years | $16,274Best | $13,714 |
| Top 10 Weight | 41.5% | 34.4%Best |
| Fund Family | Charles Schwab Asset Management | Hennessy Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Mar 15, 2021 |
Volatility and max drawdown are measured over the window both funds cover: Mar 16, 2021 to Sep 4, 2026 (5.5 years).
SCHD vs STNC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
SCHD vs STNC Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Hennessy Sustainable ETF (STNC) is an ETF from Hennessy Funds. Over the past year SCHD returned +30.29% while STNC returned +12.39%. Year to date, SCHD is up 27.56% versus a gain of 9.77% for STNC.
Over three years, SCHD compounded at +16.37% per year against +12.16% for STNC; over five years the annualized figures are +10.23% and +6.52% respectively. Across the full 6-year window we track, SCHD has the edge at +10.86% annualized vs +7.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
STNC has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.9% for SCHD and -22.3% for STNC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while STNC charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.91% for STNC.
Holdings Overlap
7.1% of SCHD's money is in holdings STNC also owns. 11.4% of STNC's money is in holdings SCHD also owns.
STNC and SCHD share little of their money.
5 positions in common, counted across the 100 positions we hold weights for in SCHD and 47 in STNC, against full books of 103 and 50.
What only one of them owns
Our book lists 39 positions for STNC that do not appear in our book for SCHD (84.3% of the fund), and 93 for SCHD that do not appear in STNC (92.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and STNC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or STNC?
SCHD has an expense ratio of 0.06% while STNC charges 0.85%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, SCHD or STNC?
Over the past year SCHD returned +30.29% vs +12.39% for STNC, so SCHD leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +10.86% vs +7.95% for STNC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or STNC?
STNC has been the more volatile fund at 15.1% annualized versus 14.3% for SCHD. Worst drawdown: SCHD -16.9% vs STNC -22.3%.
Should I hold both SCHD and STNC?
SCHD and STNC have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and STNC?
11.4% of STNC's money is in holdings SCHD also owns. 11.4% of STNC's is in holdings SCHD also owns. They hold 5 positions in common, counted across the 100 positions we hold weights for in SCHD and 47 in STNC.
Which pays a higher dividend, SCHD or STNC?
SCHD yields 3.13% while STNC yields 0.91%, so SCHD currently pays the higher dividend yield.
Is STNC better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. STNC is less concentrated, with 34.4% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.