SCHD vs THNQ
Schwab US Dividend Equity ETF vs Robo Global Artificial Intelligence ETF
Quick Verdict
SCHD has a lower expense ratio. THNQ delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | THNQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.68% | |
| AUM | $103.7B | $411M | |
| Dividend Yield | 3.31% | 0.15% | |
| Holdings | 104 | 54 | |
| YTD Return | +25.33% | +41.19% | |
| 1Y Return | +32.31% | +63.23% | |
| 3Y Return (annualized) | +15.40% | +37.76% | |
| 5Y Return (annualized) | +9.70% | +16.17% | |
| Volatility (annualized) | 13.6% | 26.9% | |
| Max Drawdown | -33.4% | -50.6% | |
| Fund Family | Charles Schwab Asset Management | Robo Global | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | May 8, 2020 |
SCHD vs THNQ Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Robo Global Artificial Intelligence ETF (THNQ) is a ETF from Robo Global. Over the past year SCHD returned +32.31% while THNQ returned +63.23%. Year to date, SCHD is up 25.33% versus a gain of 41.19% for THNQ.
Over three years, SCHD compounded at +15.40% per year against +37.76% for THNQ; over five years the annualized figures are +9.70% and +16.17% respectively. Across the full 6-year window we track, THNQ has the edge at +22.76% annualized vs +11.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
THNQ has been the more volatile fund, with annualized monthly volatility of 26.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -50.6% for THNQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while THNQ charges 0.68%. On a $10,000 position that is $6 vs $68 annually, a gap of $62 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.15% for THNQ.
Holdings Overlap
SCHD and THNQ share 1 holdings out of 152 unique holdings combined, representing a 2.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in THNQ | Difference |
|---|---|---|---|
| QCOM | 2.72% | 2.26% | 0.46% |
Frequently Asked Questions
Which is cheaper, SCHD or THNQ?
SCHD has an expense ratio of 0.06% while THNQ charges 0.68%. SCHD is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, SCHD or THNQ?
Over the past year SCHD returned +32.31% vs +63.23% for THNQ, so THNQ leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +11.45% vs +22.76% for THNQ. Past performance does not guarantee future results.
Which is riskier, SCHD or THNQ?
THNQ has been the more volatile fund at 26.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs THNQ -50.6%.
Should I hold both SCHD and THNQ?
SCHD and THNQ have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and THNQ?
SCHD and THNQ share 1 common holdings with a 2.3% weight overlap. Combined, they hold 152 unique securities.
Which pays a higher dividend, SCHD or THNQ?
SCHD yields 3.31% while THNQ yields 0.15%, so SCHD currently pays the higher dividend yield.
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