SCHD vs THNQ
Schwab US Dividend Equity ETF vs Robo Global Artificial Intelligence ETF
Which is better, SCHD or THNQ?
Large Cap Value against Mid Cap Growth.
SCHD has a lower expense ratio. THNQ led over 1Y, 3Y, 5Y and the full window. THNQ is less concentrated, with 24.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | THNQ |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.68% |
| AUM | $112.1B | $436M |
| Dividend Yield | 3.00% | 0.14% |
| Holdings | 103 | 54 |
| YTD Return | +21.99% | +50.02%Best |
| 1Y Return | +25.92% | +48.85%Best |
| 3Y Return (annualized) | +15.66% | +41.96%Best |
| 5Y Return (annualized) | +9.48% | +16.53%Best |
| Volatility (annualized) | 15.2%Best | 26.8% |
| Max Drawdown | -16.9%Best | -50.6% |
| $10,000 over 5 years | $15,728 | $21,488Best |
| Top 10 Weight | 41.8% | 24.9%Best |
| Fund Family | Charles Schwab Asset Management | Robo Global |
| Category | Equity | Equity |
| Style | Large Cap Value | Mid Cap Growth |
| Inception | Oct 20, 2011 | May 8, 2020 |
Volatility and max drawdown are measured over the window both funds cover: May 11, 2020 to Sep 23, 2026 (6.4 years).
SCHD vs THNQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.4 years both funds cover.
SCHD vs THNQ Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Robo Global Artificial Intelligence ETF (THNQ) is an ETF from Robo Global. Over the past year SCHD returned +25.92% while THNQ returned +48.85%. Year to date, SCHD is up 21.99% versus a gain of 50.02% for THNQ.
Over three years, SCHD compounded at +15.66% per year against +41.96% for THNQ; over five years the annualized figures are +9.48% and +16.53% respectively. Across the full 6-year window we track, THNQ has the edge at +23.46% annualized vs +14.62%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
THNQ has been the more volatile fund, with annualized monthly volatility of 26.8% compared with 15.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.9% for SCHD and -50.6% for THNQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while THNQ charges 0.68%. On a $10,000 position that is $6 vs $68 annually, a gap of $62 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.14% for THNQ.
Holdings Overlap
2.5% of SCHD's money is in holdings THNQ also owns. 1.4% of THNQ's money is in holdings SCHD also owns.
SCHD and THNQ share little of their money.
1 positions in common, counted across the 100 positions we hold weights for in SCHD and 54 in THNQ, against full books of 103 and 54.
What only one of them owns
Our book lists 42 positions for THNQ that do not appear in our book for SCHD (78.8% of the fund), and 98 for SCHD that do not appear in THNQ (97.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in THNQ | Difference |
|---|---|---|---|
| QCOMQualcomm Inc. | 2.52% | 1.43% | 1.09% |
You are not choosing between two funds in isolation.
Whichever of SCHD and THNQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or THNQ?
SCHD has an expense ratio of 0.06% while THNQ charges 0.68%. SCHD is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, SCHD or THNQ?
Over the past year SCHD returned +25.92% vs +48.85% for THNQ, so THNQ leads on 1-year performance. Over the longest common window we track (6 years), SCHD annualized +14.62% vs +23.46% for THNQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or THNQ?
THNQ has been the more volatile fund at 26.8% annualized versus 15.2% for SCHD. Worst drawdown: SCHD -16.9% vs THNQ -50.6%.
Should I hold both SCHD and THNQ?
SCHD and THNQ have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and THNQ?
2.5% of SCHD's money is in holdings THNQ also owns. 1.4% of THNQ's is in holdings SCHD also owns. They hold 1 positions in common, counted across the 100 positions we hold weights for in SCHD and 54 in THNQ.
Which pays a higher dividend, SCHD or THNQ?
SCHD yields 3.00% while THNQ yields 0.14%, so SCHD currently pays the higher dividend yield.
Is THNQ better than SCHD?
SCHD has a lower expense ratio. THNQ led over 1Y, 3Y, 5Y and the full window. THNQ is less concentrated, with 24.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.