SCHD vs THRV
Schwab US Dividend Equity ETF vs Prospera Income ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | THRV | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.80% | |
| AUM | $103.7B | $8M | |
| Dividend Yield | 3.31% | 5.39% | |
| Holdings | 104 | 35 | |
| YTD Return | +26.21% | +2.56% | |
| 1Y Return | +29.99% | - | |
| 3Y Return (annualized) | +15.73% | - | |
| 5Y Return (annualized) | +9.67% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -1.5% | |
| Fund Family | Charles Schwab Asset Management | Prospera Funds Inc. | |
| Category | Equity | Fixed Income | |
| Inception | Oct 20, 2011 | Sep 30, 2025 |
SCHD vs THRV Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Prospera Income ETF (THRV) is a ETF from Prospera Funds Inc.. Year to date, SCHD is up 26.21% versus a gain of 2.56% for THRV.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -1.5% for THRV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while THRV charges 1.80%. On a $10,000 position that is $6 vs $180 annually, a gap of $174 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 5.39% for THRV.
Holdings Overlap
SCHD and THRV share 0 holdings out of 131 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or THRV?
SCHD has an expense ratio of 0.06% while THRV charges 1.80%. SCHD is the cheaper option. On a $10,000 investment, that is $174 per year of difference.
What is the holdings overlap between SCHD and THRV?
SCHD and THRV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 131 unique securities.
Which pays a higher dividend, SCHD or THRV?
SCHD yields 3.31% while THRV yields 5.39%, so THRV currently pays the higher dividend yield.
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