SCHD vs THRV
Schwab US Dividend Equity ETF vs Prospera Income ETF
Which is better, SCHD or THRV?
Large Cap Value against Long Term Low Quality.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | THRV |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.80% |
| AUM | $112.2B | $10M |
| Dividend Yield | 3.13% | 6.11% |
| Holdings | 103 | 45 |
| YTD Return | +27.56%Best | +2.14% |
| 1Y Return | +30.29%Best | +2.33% |
| 3Y Return (annualized) | +16.37% | - |
| 5Y Return (annualized) | +10.23% | - |
| Volatility (annualized) | 12.7% | 2.1%Best |
| Fund Family | Charles Schwab Asset Management | Prospera Funds Inc. |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Long Term Low Quality |
| Inception | Oct 20, 2011 | Sep 30, 2025 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs THRV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs THRV Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Prospera Income ETF (THRV) is an ETF from Prospera Funds Inc.. Over the past year SCHD returned +30.29% while THRV returned +2.33%. Year to date, SCHD is up 27.56% versus a gain of 2.14% for THRV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 2.1% for THRV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while THRV charges 1.80%. On a $10,000 position that is $6 vs $180 annually, a gap of $174 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 6.11% for THRV.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 38 in THRV, totalling 100.0% and 88.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 38 in THRV, against full books of 103 and 45.
You are not choosing between two funds in isolation.
Whichever of SCHD and THRV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or THRV?
SCHD has an expense ratio of 0.06% while THRV charges 1.80%. SCHD is the cheaper option, by $174 a year on a $10,000 investment.
Which performed better, SCHD or THRV?
Over the past year SCHD returned +30.29% vs +2.33% for THRV, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or THRV?
SCHD has been the more volatile fund at 12.7% annualized versus 2.1% for THRV.
Should I hold both SCHD and THRV?
SCHD and THRV have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or THRV?
SCHD yields 3.13% while THRV yields 6.11%, so THRV currently pays the higher dividend yield.
Is THRV better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.