THRV vs VTI
Prospera Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | THRV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.80% | 0.03% | |
| AUM | $9M | $666.9B | |
| Dividend Yield | 6.11% | 1.07% | |
| Holdings | 45 | 3,543 | |
| YTD Return | +1.48% | +12.65% | |
| 1Y Return | +1.67% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -1.5% | -56.6% | |
| Fund Family | Prospera Funds Inc. | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 30, 2025 | May 24, 2001 |
THRV vs VTI Performance
Prospera Income ETF (THRV) is a ETF from Prospera Funds Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year THRV returned +1.67% while VTI returned +21.39%. Year to date, THRV is up 1.48% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.5% for THRV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
THRV charges 1.80% per year while VTI charges 0.03%. On a $10,000 position that is $180 vs $3 annually, a gap of $177 per year that compounds over a long holding period. On income, THRV currently yields 6.11% against 1.07% for VTI.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, THRV or VTI?
THRV has an expense ratio of 1.80% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $177 per year of difference.
Which performed better, THRV or VTI?
Over the past year THRV returned +1.67% vs +21.39% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between THRV and VTI?
THRV and VTI share 2 common holdings with a 0.0% weight overlap. Combined, they hold 2823 unique securities.
Which pays a higher dividend, THRV or VTI?
THRV yields 6.11% while VTI yields 1.07%, so THRV currently pays the higher dividend yield.
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