THRV vs VXUS
Prospera Income ETF vs Vanguard Total International Stock ETF
Which is better, THRV or VXUS?
Long Term Low Quality against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y. The two have moved almost in lockstep, correlation 0.91.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | THRV | VXUS |
|---|---|---|
| Expense Ratio | 1.80% | 0.05%Best |
| AUM | $10M | $158.1B |
| Dividend Yield | 6.11% | 2.59% |
| Holdings | 45 | 8,747 |
| YTD Return | +2.14% | +16.15%Best |
| 1Y Return | +2.33% | +27.58%Best |
| 3Y Return (annualized) | - | +20.48% |
| 5Y Return (annualized) | - | +9.09% |
| Volatility (annualized) | 2.1%Best | 13.8% |
| Fund Family | Prospera Funds Inc. | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Low Quality | Large Cap Blend |
| Inception | Sep 30, 2025 | Jan 26, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
THRV vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
THRV vs VXUS Performance
Prospera Income ETF (THRV) is an ETF from Prospera Funds Inc. and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year THRV returned +2.33% while VXUS returned +27.58%. Year to date, THRV is up 2.14% versus a gain of 16.15% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 2.1% for THRV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
THRV charges 1.80% per year while VXUS charges 0.05%. On a $10,000 position that is $180 vs $5 annually, a gap of $175 per year that compounds over a long holding period. On income, THRV currently yields 6.11% against 2.59% for VXUS.
Holdings Overlap
We hold position weights for 38 holdings in THRV and 8,094 in VXUS, totalling 88.0% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 38 positions we hold weights for in THRV and 8,094 in VXUS, against full books of 45 and 8,747.
You are not choosing between two funds in isolation.
Whichever of THRV and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, THRV or VXUS?
THRV has an expense ratio of 1.80% while VXUS charges 0.05%. VXUS is the cheaper option, by $175 a year on a $10,000 investment.
Which performed better, THRV or VXUS?
Over the past year THRV returned +2.33% vs +27.58% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, THRV or VXUS?
VXUS has been the more volatile fund at 13.8% annualized versus 2.1% for THRV.
Should I hold both THRV and VXUS?
THRV and VXUS have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, THRV or VXUS?
THRV yields 6.11% while VXUS yields 2.59%, so THRV currently pays the higher dividend yield.
Is VXUS better than THRV?
VXUS has a lower expense ratio. VXUS led over 1Y. The two have moved almost in lockstep, correlation 0.91. Which one suits a particular account depends on what it is for. This is information, not a recommendation.