THRV vs VOO
Prospera Income ETF vs Vanguard S&P 500 ETF
Which is better, THRV or VOO?
Long Term Low Quality against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | THRV | VOO |
|---|---|---|
| Expense Ratio | 1.80% | 0.03%Best |
| AUM | $9M | $1.0T |
| Dividend Yield | 6.81% | 1.04% |
| Holdings | 68 | 506 |
| YTD Return | -1.20% | +13.59%Best |
| 1Y Return | -1.26% | +16.33%Best |
| 3Y Return (annualized) | - | +23.81% |
| 5Y Return (annualized) | - | +14.02% |
| Volatility (annualized) | 3.6%Best | 12.7% |
| Max Drawdown | -3.5%Best | -8.9% |
| $10,000 over 1 years | $9,899 | $11,678Best |
| Fund Family | Prospera Funds Inc. | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Low Quality | Large Cap Blend |
| Inception | Sep 30, 2025 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 30, 2025 to Oct 2, 2026 (1 years).
THRV vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
THRV vs VOO Performance
Prospera Income ETF (THRV) is an ETF from Prospera Funds Inc. and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year THRV returned -1.26% while VOO returned +16.33%. Year to date, THRV is down 1.20% versus a gain of 13.59% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 3.6% for THRV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.5% for THRV and -8.9% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
THRV charges 1.80% per year while VOO charges 0.03%. On a $10,000 position that is $180 vs $3 annually, a gap of $177 per year that compounds over a long holding period. On income, THRV currently yields 6.81% against 1.04% for VOO.
Holdings Overlap
At least 0.1% of VOO's money is in holdings THRV also owns.
Stated as a floor: for THRV, our book for it covers 89.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
The two holdings books were reported 46 days apart, THRV as of Sep 15, 2026 and VOO as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
2 positions in common, counted across the 59 positions we hold weights for in THRV and 494 in VOO, against full books of 68 and 506.
You are not choosing between two funds in isolation.
Whichever of THRV and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, THRV or VOO?
THRV has an expense ratio of 1.80% while VOO charges 0.03%. VOO is the cheaper option, by $177 a year on a $10,000 investment.
Which performed better, THRV or VOO?
Over the past year THRV returned -1.26% vs +16.33% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (1 years), THRV annualized -1.01% vs +16.78% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, THRV or VOO?
VOO has been the more volatile fund at 12.7% annualized versus 3.6% for THRV. Worst drawdown: THRV -3.5% vs VOO -8.9%.
Should I hold both THRV and VOO?
THRV and VOO have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, THRV or VOO?
THRV yields 6.81% while VOO yields 1.04%, so THRV currently pays the higher dividend yield.
Is VOO better than THRV?
VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.