SCHD vs TINT
Schwab US Dividend Equity ETF vs Proshares Smart Materials ETF
Which is better, SCHD or TINT?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 52.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TINT |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.58% |
| AUM | $111.6B | $2M |
| Dividend Yield | 3.24% | 1.22% |
| Holdings | 206 | 30 |
| Volatility (annualized) | 15.0%Best | 23.1% |
| Max Drawdown | -16.9%Best | -41.5% |
| $10,000 over 5 years | $15,563Best | $9,920 |
| Top 10 Weight | 41.6%Best | 52.4% |
| Fund Family | Charles Schwab Asset Management | ProShares |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 20, 2011 | Oct 26, 2021 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 8 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SCHD has data through Oct 20, 2026 and TINT through Oct 12, 2026.
Volatility and max drawdown, and the $10,000 over 5 years row, are measured over the window both funds cover: Oct 27, 2021 to Oct 12, 2026 (5 years).
Risk: Volatility and Drawdowns
TINT has been the more volatile fund, with annualized monthly volatility of 23.1% compared with 15.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.9% for SCHD and -41.5% for TINT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while TINT charges 0.58%. On a $10,000 position that is $6 vs $58 annually, a gap of $52 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 1.22% for TINT.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 29 in TINT, totalling 99.8% and 98.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 29 in TINT, against full books of 206 and 30.
What only one of them owns
Our book lists 10 positions for TINT that do not appear in our book for SCHD (38.8% of the fund), and 97 for SCHD that do not appear in TINT (99.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TINT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TINT?
SCHD has an expense ratio of 0.06% while TINT charges 0.58%. SCHD is the cheaper option, by $52 a year on a $10,000 investment.
Which is riskier, SCHD or TINT?
TINT has been the more volatile fund at 23.1% annualized versus 15.0% for SCHD. Worst drawdown: SCHD -16.9% vs TINT -41.5%.
Should I hold both SCHD and TINT?
SCHD and TINT have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TINT?
SCHD yields 3.24% while TINT yields 1.22%, so SCHD currently pays the higher dividend yield.
Is TINT better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 52.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.