SCHD vs TYLG

Quick Verdict

SCHD has a lower expense ratio. TYLG delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TYLGMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTYLGWinner
Expense Ratio0.06%0.60%
AUM$103.7B$14M
Dividend Yield3.31%7.86%
Holdings10477
YTD Return+26.21%+23.42%
1Y Return+29.99%+34.52%
3Y Return (annualized)+15.73%+23.95%
5Y Return (annualized)+9.67%-
Volatility (annualized)13.6%15.9%
Max Drawdown-33.4%-24.5%
Fund FamilyCharles Schwab Asset ManagementGlobal X by mirae Asset
CategoryEquityAlternative
InceptionOct 20, 2011Nov 21, 2022

SCHD vs TYLG Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Global X Information Technology Covered Call & Growth ETF (TYLG) is a ETF from Global X by mirae Asset. Over the past year SCHD returned +29.99% while TYLG returned +34.52%. Year to date, SCHD is up 26.21% versus a gain of 23.42% for TYLG.

Over three years, SCHD compounded at +15.73% per year against +23.95% for TYLG. Across the full 4-year window we track, TYLG has the edge at +25.90% annualized vs +11.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TYLG has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -24.5% for TYLG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.19. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while TYLG charges 0.60%. On a $10,000 position that is $6 vs $60 annually, a gap of $54 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 7.86% for TYLG.

Holdings Overlap

3.4%overlap

SCHD and TYLG share 4 holdings out of 155 unique holdings combined, representing a 3.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in TYLGDifference
QCOM2.72%2.61%0.11%
TXN3.70%0.03%3.67%
ACN2.24%0.66%1.58%
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Frequently Asked Questions

Which is cheaper, SCHD or TYLG?

SCHD has an expense ratio of 0.06% while TYLG charges 0.60%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, SCHD or TYLG?

Over the past year SCHD returned +29.99% vs +34.52% for TYLG, so TYLG leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.50% vs +25.90% for TYLG. Past performance does not guarantee future results.

Which is riskier, SCHD or TYLG?

TYLG has been the more volatile fund at 15.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TYLG -24.5%.

Should I hold both SCHD and TYLG?

SCHD and TYLG have a monthly-return correlation of 0.19, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and TYLG?

SCHD and TYLG share 4 common holdings with a 3.4% weight overlap. Combined, they hold 155 unique securities.

Which pays a higher dividend, SCHD or TYLG?

SCHD yields 3.31% while TYLG yields 7.86%, so TYLG currently pays the higher dividend yield.

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