SCHD vs URNM
Schwab US Dividend Equity ETF vs Sprott Uranium Miners ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | URNM | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.75% | |
| AUM | $103.7B | $1.8B | |
| Dividend Yield | 3.31% | 3.32% | |
| Holdings | 104 | 26 | |
| YTD Return | +26.21% | -9.89% | |
| 1Y Return | +29.99% | +20.54% | |
| 3Y Return (annualized) | +15.73% | +19.12% | |
| 5Y Return (annualized) | +9.67% | +18.25% | |
| Volatility (annualized) | 13.6% | 45.9% | |
| Max Drawdown | -33.4% | -50.8% | |
| Fund Family | Charles Schwab Asset Management | Sprott ETFS | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Dec 3, 2019 |
SCHD vs URNM Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Sprott Uranium Miners ETF (URNM) is a ETF from Sprott ETFS. Over the past year SCHD returned +29.99% while URNM returned +20.54%. Year to date, SCHD is up 26.21% versus a loss of 9.89% for URNM.
Over three years, SCHD compounded at +15.73% per year against +19.12% for URNM; over five years the annualized figures are +9.67% and +18.25% respectively. Across the full 7-year window we track, URNM has the edge at +27.92% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
URNM has been the more volatile fund, with annualized monthly volatility of 45.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -50.8% for URNM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while URNM charges 0.75%. On a $10,000 position that is $6 vs $75 annually, a gap of $69 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 3.32% for URNM.
Holdings Overlap
SCHD and URNM share 0 holdings out of 125 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or URNM?
SCHD has an expense ratio of 0.06% while URNM charges 0.75%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, SCHD or URNM?
Over the past year SCHD returned +29.99% vs +20.54% for URNM, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.50% vs +27.92% for URNM. Past performance does not guarantee future results.
Which is riskier, SCHD or URNM?
URNM has been the more volatile fund at 45.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs URNM -50.8%.
Should I hold both SCHD and URNM?
SCHD and URNM have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and URNM?
SCHD and URNM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 125 unique securities.
Which pays a higher dividend, SCHD or URNM?
SCHD yields 3.31% while URNM yields 3.32%, so URNM currently pays the higher dividend yield.
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