SCHD vs URTY
Schwab US Dividend Equity ETF vs ProShares UltraPro Russell2000
Which is better, SCHD or URTY?
Large Cap Value against Multi Alternative.
SCHD has a lower expense ratio. SCHD led over 5Y, URTY over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | URTY |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.95% |
| AUM | $112.1B | $308M |
| Dividend Yield | 3.00% | 0.79% |
| Holdings | 103 | 1,996 |
| YTD Return | +25.07% | +37.99%Best |
| 1Y Return | +27.61% | +45.22%Best |
| 3Y Return (annualized) | +15.74% | +26.35%Best |
| 5Y Return (annualized) | +9.89%Best | -5.76% |
| Volatility (annualized) | 13.6%Best | 57.0% |
| Max Drawdown | -33.4%Best | -88.2% |
| $10,000 over 5 years | $16,025Best | $7,433 |
| Fund Family | Charles Schwab Asset Management | ProShares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Oct 20, 2011 | Feb 9, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 11, 2026 (14.9 years).
SCHD vs URTY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCHD vs URTY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and ProShares UltraPro Russell2000 (URTY) is an ETF from ProShares. Over the past year SCHD returned +27.61% while URTY returned +45.22%. Year to date, SCHD is up 25.07% versus a gain of 37.99% for URTY.
Over three years, SCHD compounded at +15.74% per year against +26.35% for URTY; over five years the annualized figures are +9.89% and -5.76% respectively. Across the full 15-year window we track, URTY has the edge at +13.98% annualized vs +11.36%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
URTY has been the more volatile fund, with annualized monthly volatility of 57.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -88.2% for URTY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while URTY charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.79% for URTY.
Holdings Overlap
At least 1.5% of SCHD's money is in holdings URTY also owns.
Stated as a floor: for URTY, our book for it covers 48.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and URTY share little of their money.
The two holdings books were reported 62 days apart, SCHD as of Aug 31, 2026 and URTY as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
33 positions in common, counted across the 100 positions we hold weights for in SCHD and 1,965 in URTY, against full books of 103 and 1,996.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in URTY | Difference |
|---|---|---|---|
| MCMoelis & Co | 0.12% | 0.05% | 0.07% |
| MURMurphy Oil Corp | 0.12% | 0.04% | 0.08% |
| KFYKorn Ferry | 0.11% | 0.04% | 0.07% |
| CVBFCvb Financial Corp | 0.09% | 0.04% | 0.05% |
| APAMArtisan Partners Asset Management, Inc. | 0.07% | 0.02% | 0.05% |
| BANRBanner Corp | 0.06% | 0.02% | 0.04% |
| LANCLancaster Colony Corp | 0.06% | 0.02% | 0.04% |
| CHCOCity Holding Co Common Stock Usd2.5 | 0.05% | 0.02% | 0.03% |
| CNSCohen & Steers Inc | 0.05% | 0.02% | 0.03% |
| AGMFederal Agricultural Mortgage Corp | 0.05% | 0.02% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of SCHD and URTY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or URTY?
SCHD has an expense ratio of 0.06% while URTY charges 0.95%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, SCHD or URTY?
Over the past year SCHD returned +27.61% vs +45.22% for URTY, so URTY leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.36% vs +13.98% for URTY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or URTY?
URTY has been the more volatile fund at 57.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs URTY -88.2%.
Should I hold both SCHD and URTY?
SCHD and URTY have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and URTY?
At least 1.5% of SCHD's money is in holdings URTY also owns. Our book for URTY is partial, so the real figure is this or higher. They hold 33 positions in common, counted across the 100 positions we hold weights for in SCHD and 1,965 in URTY.
Which pays a higher dividend, SCHD or URTY?
SCHD yields 3.00% while URTY yields 0.79%, so SCHD currently pays the higher dividend yield.
Is URTY better than SCHD?
SCHD has a lower expense ratio. SCHD led over 5Y, URTY over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.