SCHD vs VBCE
Schwab US Dividend Equity ETF vs Vanguard Target Maturity 2031 Corporate Bond ETF
Which is better, SCHD or VBCE?
SCHD costs less.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VBCE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.08% |
| AUM | $112.2B | $45M |
| Dividend Yield | 3.13% | 0.84% |
| Holdings | 103 | 554 |
| YTD Return | +27.56%Best | +0.99% |
| 1Y Return | +30.29% | - |
| 3Y Return (annualized) | +16.37% | - |
| 5Y Return (annualized) | +10.23% | - |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Mar 10, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs VBCE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs VBCE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vanguard Target Maturity 2031 Corporate Bond ETF (VBCE) is an ETF from Vanguard (US). Year to date, SCHD is up 27.56% versus a gain of 0.99% for VBCE.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while VBCE charges 0.08%. On a $10,000 position that is $6 vs $8 annually, a gap of $2 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.84% for VBCE.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 91 in VBCE, totalling 100.0% and 15.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 91 in VBCE, against full books of 103 and 554.
You are not choosing between two funds in isolation.
Whichever of SCHD and VBCE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VBCE?
SCHD has an expense ratio of 0.06% while VBCE charges 0.08%. SCHD is the cheaper option, by $2 a year on a $10,000 investment.
Which pays a higher dividend, SCHD or VBCE?
SCHD yields 3.13% while VBCE yields 0.84%, so SCHD currently pays the higher dividend yield.
Is VBCE better than SCHD?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.