SCHD vs VIS
Schwab US Dividend Equity ETF vs Vanguard Industrials ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. VIS offers more diversification with 399 holdings.
Side-by-Side Comparison
| Metric | SCHD | VIS | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.09% | |
| AUM | $108.7B | $8.8B | |
| Dividend Yield | 3.13% | 0.90% | |
| Holdings | 104 | 399 | |
| YTD Return | +27.93% | +11.94% | |
| 1Y Return | +30.06% | +16.47% | |
| 3Y Return (annualized) | +16.25% | +19.29% | |
| 5Y Return (annualized) | +10.03% | +12.63% | |
| Volatility (annualized) | 13.6% | 19.0% | |
| Max Drawdown | -33.4% | -64.9% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Sep 23, 2004 |
SCHD vs VIS Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Vanguard Industrials ETF (VIS) is a ETF from Vanguard (US). Over the past year SCHD returned +30.06% while VIS returned +16.47%. Year to date, SCHD is up 27.93% versus a gain of 11.94% for VIS.
Over three years, SCHD compounded at +16.25% per year against +19.29% for VIS; over five years the annualized figures are +10.03% and +12.63% respectively. Across the full 15-year window we track, SCHD has the edge at +11.56% annualized vs +9.56%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VIS has been the more volatile fund, with annualized monthly volatility of 19.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -64.9% for VIS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while VIS charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.90% for VIS.
Holdings Overlap
SCHD and VIS share 14 holdings out of 479 unique holdings combined, representing a 5.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or VIS?
SCHD has an expense ratio of 0.06% while VIS charges 0.09%. SCHD is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, SCHD or VIS?
Over the past year SCHD returned +30.06% vs +16.47% for VIS, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.56% vs +9.56% for VIS. Past performance does not guarantee future results.
Which is riskier, SCHD or VIS?
VIS has been the more volatile fund at 19.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs VIS -64.9%.
Should I hold both SCHD and VIS?
SCHD and VIS have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and VIS?
SCHD and VIS share 14 common holdings with a 5.8% weight overlap. Combined, they hold 479 unique securities.
Which pays a higher dividend, SCHD or VIS?
SCHD yields 3.13% while VIS yields 0.90%, so SCHD currently pays the higher dividend yield.
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