SCHD vs VTWG
Schwab US Dividend Equity ETF vs Vanguard Russell 2000 Growth ETF
Which is better, SCHD or VTWG?
Large Cap Value against Small Cap Growth.
SCHD led over 1Y, 5Y and the full window, VTWG over 3Y. VTWG is less concentrated, with 6.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VTWG |
|---|---|---|
| Expense Ratio | 0.06%Tie | 0.06%Tie |
| AUM | $108.9B | $1.5B |
| Dividend Yield | 3.00% | 0.61% |
| Holdings | 206 | 1,128 |
| YTD Return | +20.89%Best | +10.78% |
| 1Y Return | +23.87%Best | +12.38% |
| 3Y Return (annualized) | +16.42% | +19.25%Best |
| 5Y Return (annualized) | +9.40%Best | +5.09% |
| Volatility (annualized) | 13.7%Best | 19.6% |
| Max Drawdown | -33.4%Best | -42.1% |
| $10,000 over 5 years | $15,671Best | $12,818 |
| Top 10 Weight | 41.8% | 6.9%Best |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Small Cap Growth |
| Inception | Oct 20, 2011 | Sep 20, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Oct 2, 2026 (15 years).
SCHD vs VTWG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15 years both funds cover.
SCHD vs VTWG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vanguard Russell 2000 Growth ETF (VTWG) is an ETF from Vanguard (US). Over the past year SCHD returned +23.87% while VTWG returned +12.38%. Year to date, SCHD is up 20.89% versus a gain of 10.78% for VTWG.
Over three years, SCHD compounded at +16.42% per year against +19.25% for VTWG; over five years the annualized figures are +9.40% and +5.09% respectively. Across the full 15-year window we track, SCHD has the edge at +11.07% annualized vs +11.01%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTWG has been the more volatile fund, with annualized monthly volatility of 19.6% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -42.1% for VTWG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while VTWG charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, SCHD currently yields 3.00% against 0.61% for VTWG.
Holdings Overlap
0.6% of SCHD's money is in holdings VTWG also owns. 1.3% of VTWG's money is in holdings SCHD also owns.
VTWG and SCHD share little of their money.
12 positions in common, counted across the 99 positions we hold weights for in SCHD and 1,047 in VTWG, against full books of 206 and 1,128.
What only one of them owns
Our book lists 862 positions for VTWG that do not appear in our book for SCHD (91.9% of the fund), and 86 for SCHD that do not appear in VTWG (99.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in VTWG | Difference |
|---|---|---|---|
| MCMoelis & Co_None_0 | 0.12% | 0.32% | 0.20% |
| IPARInter Parfums Inc | 0.05% | 0.15% | 0.10% |
| CNSCohen & Steers Capital Management, Inc. | 0.05% | 0.14% | 0.09% |
| APAMArtisan Partners Asset Management, Inc. | 0.07% | 0.10% | 0.03% |
| NSPInsperity Inc | 0.05% | 0.12% | 0.07% |
| LANCLancaster Colony Corp | 0.05% | 0.12% | 0.07% |
| CHCOCity Holding Co Common Stock Usd2.5 | 0.05% | 0.09% | 0.04% |
| BKEBuckle Inc/the | 0.03% | 0.09% | 0.06% |
| LKFNLakeland Financial Corp. | 0.04% | 0.06% | 0.02% |
| WENWendy's Co/the | 0.03% | 0.07% | 0.04% |
You are not choosing between two funds in isolation.
Whichever of SCHD and VTWG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VTWG?
SCHD has an expense ratio of 0.06% while VTWG charges 0.06%. At the precision these are quoted to, they cost the same.
Which performed better, SCHD or VTWG?
Over the past year SCHD returned +23.87% vs +12.38% for VTWG, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.07% vs +11.01% for VTWG. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VTWG?
VTWG has been the more volatile fund at 19.6% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs VTWG -42.1%.
Should I hold both SCHD and VTWG?
SCHD and VTWG have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and VTWG?
1.3% of VTWG's money is in holdings SCHD also owns. 1.3% of VTWG's is in holdings SCHD also owns. They hold 12 positions in common, counted across the 99 positions we hold weights for in SCHD and 1,047 in VTWG.
Which pays a higher dividend, SCHD or VTWG?
SCHD yields 3.00% while VTWG yields 0.61%, so SCHD currently pays the higher dividend yield.
Is VTWG better than SCHD?
SCHD led over 1Y, 5Y and the full window, VTWG over 3Y. VTWG is less concentrated, with 6.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.