SCHD vs WTIU
Schwab US Dividend Equity ETF vs MicroSectors Energy 3X Leveraged ETN
Which is better, SCHD or WTIU?
Large Cap Value against Energy.
SCHD has a lower expense ratio. SCHD led over 3Y and the full window, WTIU over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 91.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | WTIU |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.95% |
| AUM | $119.9B | $30M |
| Dividend Yield | 2.96% | 0.00% |
| Holdings | 204 | 12 |
| YTD Return | +29.95% | +100.41%Best |
| 1Y Return | +37.26% | +109.20%Best |
| 3Y Return (annualized) | +19.10%Best | +7.22% |
| 5Y Return (annualized) | +9.87% | - |
| Volatility (annualized) | 14.2%Best | 69.7% |
| Max Drawdown | -16.1%Best | -75.7% |
| $10,000 over 3.7 years | $15,595Best | $8,846 |
| Top 10 Weight | 41.8%Best | 91.5% |
| Fund Family | Charles Schwab Asset Management | UBS AG |
| Category | Equity | Commodity |
| Style | Large Cap Value | Energy |
| Inception | Oct 20, 2011 | Jan 4, 2017 |
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Feb 15, 2023 to Nov 6, 2026 (3.7 years).
SCHD vs WTIU growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
SCHD vs WTIU Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and MicroSectors Energy 3X Leveraged ETN (WTIU) is an ETF from UBS AG. Over the past year SCHD returned +37.26% while WTIU returned +109.20%. Year to date, SCHD is up 29.95% versus a gain of 100.41% for WTIU.
Over three years, SCHD compounded at +19.10% per year against +7.22% for WTIU. Across the full 4-year window we track, SCHD has the edge at +12.76% annualized vs -3.26%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WTIU has been the more volatile fund, with annualized monthly volatility of 69.7% compared with 14.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -75.7% for WTIU. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while WTIU charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 2.96% against 0.00% for WTIU.
Holdings Overlap
12.0% of SCHD's money is in holdings WTIU also owns. 37.0% of WTIU's money is in holdings SCHD also owns.
The two portfolios partly overlap.
4 positions in common, counted across the 98 positions we hold weights for in SCHD and 12 in WTIU, against full books of 204 and 12.
What only one of them owns
Measured across the 98 and 12 positions we hold weights for.
SCHD holds 93 positions WTIU does not, 87.8% of the fund.
Largest: TXN 4.53%, PG 4.36%, KO 4.28%, QCOM 4.18%, UNH 4.07%
37.0% of WTIU is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or WTIU?
SCHD has an expense ratio of 0.06% while WTIU charges 0.95%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, SCHD or WTIU?
Over the past year SCHD returned +37.26% vs +109.20% for WTIU, so WTIU leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +12.76% vs -3.26% for WTIU. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or WTIU?
WTIU has been the more volatile fund at 69.7% annualized versus 14.2% for SCHD. Worst drawdown: SCHD -16.1% vs WTIU -75.7%.
Should I hold both SCHD and WTIU?
SCHD and WTIU have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and WTIU?
37.0% of WTIU's money is in holdings SCHD also owns. 37.0% of WTIU's is in holdings SCHD also owns. They hold 4 positions in common, counted across the 98 positions we hold weights for in SCHD and 12 in WTIU.
Which pays a higher dividend, SCHD or WTIU?
SCHD yields 2.96% while WTIU yields 0.00%, so SCHD currently pays the higher dividend yield.
Is WTIU better than SCHD?
SCHD has a lower expense ratio. SCHD led over 3Y and the full window, WTIU over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 91.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.