SCHD vs WTV
Schwab US Dividend Equity ETF vs WisdomTree US Value Fund
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. WTV offers more diversification with 118 holdings.
Side-by-Side Comparison
| Metric | SCHD | WTV | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.12% | |
| AUM | $108.7B | $3.4B | |
| Dividend Yield | 3.13% | 1.86% | |
| Holdings | 104 | 118 | |
| YTD Return | +28.63% | +16.27% | |
| 1Y Return | +32.53% | +23.74% | |
| 3Y Return (annualized) | +16.97% | +21.74% | |
| 5Y Return (annualized) | +10.47% | +14.30% | |
| Volatility (annualized) | 13.7% | 19.3% | |
| Max Drawdown | -33.4% | -42.2% | |
| Fund Family | Charles Schwab Asset Management | WisdomTree Investments | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Feb 23, 2007 |
SCHD vs WTV Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and WisdomTree US Value Fund (WTV) is a ETF from WisdomTree Investments. Over the past year SCHD returned +32.53% while WTV returned +23.74%. Year to date, SCHD is up 28.63% versus a gain of 16.27% for WTV.
Over three years, SCHD compounded at +16.97% per year against +21.74% for WTV; over five years the annualized figures are +10.47% and +14.30% respectively. Across the full 9-year window we track, WTV has the edge at +13.10% annualized vs +11.63%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WTV has been the more volatile fund, with annualized monthly volatility of 19.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -42.2% for WTV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SCHD charges 0.06% per year while WTV charges 0.12%. On a $10,000 position that is $6 vs $12 annually, a gap of $6 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.86% for WTV.
Holdings Overlap
SCHD and WTV share 23 holdings out of 201 unique holdings combined, representing a 15.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or WTV?
SCHD has an expense ratio of 0.06% while WTV charges 0.12%. SCHD is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, SCHD or WTV?
Over the past year SCHD returned +32.53% vs +23.74% for WTV, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), SCHD annualized +11.63% vs +13.10% for WTV. Past performance does not guarantee future results.
Which is riskier, SCHD or WTV?
WTV has been the more volatile fund at 19.3% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs WTV -42.2%.
Should I hold both SCHD and WTV?
SCHD and WTV have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between SCHD and WTV?
SCHD and WTV share 23 common holdings with a 15.8% weight overlap. Combined, they hold 201 unique securities.
Which pays a higher dividend, SCHD or WTV?
SCHD yields 3.13% while WTV yields 1.86%, so SCHD currently pays the higher dividend yield.
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