SCHD vs XLEM
Schwab US Dividend Equity ETF vs State Street S&P 500 Energy Market Sector SPDR ETF
Which is better, SCHD or XLEM?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XLEM |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.12% |
| AUM | $119.9B | $467,214.15 |
| Dividend Yield | 2.96% | 0.00% |
| Holdings | 204 | 7 |
| YTD Return | +29.95%Best | -8.82% |
| 1Y Return | +37.26% | - |
| 3Y Return (annualized) | +19.10% | - |
| 5Y Return (annualized) | +9.87% | - |
| Top 10 Weight | 41.8% | - |
| Fund Family | Charles Schwab Asset Management | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Oct 13, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SCHD vs XLEM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs XLEM Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and State Street S&P 500 Energy Market Sector SPDR ETF (XLEM) is an ETF from State Street Investment Management. Year to date, SCHD is up 29.95% versus a loss of 8.82% for XLEM.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while XLEM charges 0.12%. On a $10,000 position that is $6 vs $12 annually, a gap of $6 per year that compounds over a long holding period. On income, SCHD currently yields 2.96% against 0.00% for XLEM.
Holdings Overlap
8.6% of SCHD's money is in holdings XLEM also owns. 3.6% of XLEM's money is in holdings SCHD also owns.
SCHD and XLEM share little of their money.
2 positions in common, counted across the 98 positions we hold weights for in SCHD and 7 in XLEM, against full books of 204 and 7.
What only one of them owns
Measured across the 98 and 7 positions we hold weights for.
SCHD holds 95 positions XLEM does not, 91.2% of the fund.
Largest: TXN 4.53%, PG 4.36%, KO 4.28%, QCOM 4.18%, UNH 4.07%
You are not choosing between two funds in isolation.
Whichever of SCHD and XLEM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XLEM?
SCHD has an expense ratio of 0.06% while XLEM charges 0.12%. SCHD is the cheaper option, by $6 a year on a $10,000 investment.
What is the holdings overlap between SCHD and XLEM?
8.6% of SCHD's money is in holdings XLEM also owns. 3.6% of XLEM's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 98 positions we hold weights for in SCHD and 7 in XLEM.
Which pays a higher dividend, SCHD or XLEM?
SCHD yields 2.96% while XLEM yields 0.00%, so SCHD currently pays the higher dividend yield.
Is XLEM better than SCHD?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.