VTI vs XLEM
Vanguard Morningstar Total Stock Market ETF vs State Street S&P 500 Energy Market Sector SPDR ETF
Which is better, VTI or XLEM?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XLEM |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.12% |
| AUM | $689.2B | $467,214.15 |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 3,542 | 7 |
| YTD Return | +8.54%Best | -8.82% |
| 1Y Return | +11.14% | - |
| 3Y Return (annualized) | +20.29% | - |
| 5Y Return (annualized) | +9.84% | - |
| Top 10 Weight | 34.6% | - |
| Fund Family | Vanguard (US) | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Oct 13, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VTI vs XLEM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs XLEM Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and State Street S&P 500 Energy Market Sector SPDR ETF (XLEM) is an ETF from State Street Investment Management. Year to date, VTI is up 8.54% versus a loss of 8.82% for XLEM.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while XLEM charges 0.12%. On a $10,000 position that is $3 vs $12 annually, a gap of $9 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.00% for XLEM.
Holdings Overlap
2.1% of VTI's money is in holdings XLEM also owns. 100.0% of XLEM's money is in holdings VTI also owns.
Most of XLEM is already inside VTI. Owning both mostly buys the same companies twice.
7 positions in common, counted across the 3,464 positions we hold weights for in VTI and 7 in XLEM, against full books of 3,542 and 7.
What only one of them owns
Measured across the 3,464 and 7 positions we hold weights for.
VTI holds 1,122 positions XLEM does not, 94.8% of the fund.
Largest: NVDA 7.13%, AAPL 6.63%, MSFT 5.19%, AMZN 3.30%, GOOGL 2.76%
Top Shared Holdings
| Stock | Weight in VTI | Weight in XLEM | Difference |
|---|---|---|---|
| STTState Street Corp. | 0.06% | 84.70% | 84.64% |
| XOMExxonmobil Holdings Corp Common Stock Usd | 0.92% | 9.46% | 8.54% |
| CVXChevron Corp | 0.52% | 2.57% | 2.05% |
| COPConocophillips Common Stock USD 0.01 | 0.21% | 0.99% | 0.78% |
| VLOValero Energy | 0.15% | 0.90% | 0.75% |
| MPCMarathon Petroleum Corp. | 0.15% | 0.84% | 0.69% |
| PSXPhillips 66 | 0.14% | 0.53% | 0.39% |
100.0% of XLEM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XLEM?
VTI has an expense ratio of 0.03% while XLEM charges 0.12%. VTI is the cheaper option, by $9 a year on a $10,000 investment.
What is the holdings overlap between VTI and XLEM?
100.0% of XLEM's money is in holdings VTI also owns. 100.0% of XLEM's is in holdings VTI also owns. They hold 7 positions in common, counted across the 3,464 positions we hold weights for in VTI and 7 in XLEM.
Which pays a higher dividend, VTI or XLEM?
VTI yields 1.06% while XLEM yields 0.00%, so VTI currently pays the higher dividend yield.
Is XLEM better than VTI?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.