SCHD vs XNTK
Schwab US Dividend Equity ETF vs State Street SPDR NYSE Technology ETF
Which is better, SCHD or XNTK?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. XNTK led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XNTK |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.35% |
| AUM | $112.1B | $1.9B |
| Dividend Yield | 3.00% | 0.16% |
| Holdings | 103 | 36 |
| YTD Return | +24.59% | +27.49%Best |
| 1Y Return | +28.14% | +39.84%Best |
| 3Y Return (annualized) | +15.58% | +35.04%Best |
| 5Y Return (annualized) | +9.90% | +17.34%Best |
| Volatility (annualized) | 13.6%Best | 22.7% |
| Max Drawdown | -33.4%Best | -48.3% |
| $10,000 over 5 years | $16,032 | $22,245Best |
| Top 10 Weight | 41.8%Best | 48.2% |
| Fund Family | Charles Schwab Asset Management | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Sep 25, 2000 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 10, 2026 (14.9 years).
SCHD vs XNTK growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCHD vs XNTK Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and State Street SPDR NYSE Technology ETF (XNTK) is an ETF from State Street Investment Management. Over the past year SCHD returned +28.14% while XNTK returned +39.84%. Year to date, SCHD is up 24.59% versus a gain of 27.49% for XNTK.
Over three years, SCHD compounded at +15.58% per year against +35.04% for XNTK; over five years the annualized figures are +9.90% and +17.34% respectively. Across the full 15-year window we track, XNTK has the edge at +18.12% annualized vs +11.34%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XNTK has been the more volatile fund, with annualized monthly volatility of 22.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -48.3% for XNTK. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.57. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while XNTK charges 0.35%. On a $10,000 position that is $6 vs $35 annually, a gap of $29 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.16% for XNTK.
Holdings Overlap
5.7% of SCHD's money is in holdings XNTK also owns. 5.5% of XNTK's money is in holdings SCHD also owns.
SCHD and XNTK share little of their money.
2 positions in common, counted across the 100 positions we hold weights for in SCHD and 36 in XNTK, against full books of 103 and 36.
What only one of them owns
Our book lists 29 positions for XNTK that do not appear in our book for SCHD (84.4% of the fund), and 96 for SCHD that do not appear in XNTK (94.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and XNTK you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XNTK?
SCHD has an expense ratio of 0.06% while XNTK charges 0.35%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, SCHD or XNTK?
Over the past year SCHD returned +28.14% vs +39.84% for XNTK, so XNTK leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.34% vs +18.12% for XNTK. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or XNTK?
XNTK has been the more volatile fund at 22.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs XNTK -48.3%.
Should I hold both SCHD and XNTK?
SCHD and XNTK have a monthly-return correlation of 0.57, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and XNTK?
5.7% of SCHD's money is in holdings XNTK also owns. 5.5% of XNTK's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 100 positions we hold weights for in SCHD and 36 in XNTK.
Which pays a higher dividend, SCHD or XNTK?
SCHD yields 3.00% while XNTK yields 0.16%, so SCHD currently pays the higher dividend yield.
Is XNTK better than SCHD?
SCHD has a lower expense ratio. XNTK led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.