VTI vs XNTK
Vanguard Morningstar Total Stock Market ETF vs State Street SPDR NYSE Technology ETF
Which is better, VTI or XNTK?
Large Cap Blend against Large Cap Growth.
VTI has a lower expense ratio. XNTK led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XNTK |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $666.9B | $1.9B |
| Dividend Yield | 1.03% | 0.16% |
| Holdings | 3,543 | 36 |
| YTD Return | +12.57% | +29.51%Best |
| 1Y Return | +17.22% | +41.18%Best |
| 3Y Return (annualized) | +20.87% | +36.50%Best |
| 5Y Return (annualized) | +11.86% | +17.77%Best |
| Volatility (annualized) | 15.3%Best | 25.0% |
| Max Drawdown | -56.6%Best | -63.3% |
| $10,000 over 5 years | $17,514 | $22,655Best |
| Fund Family | Vanguard (US) | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | May 24, 2001 | Sep 25, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: May 31, 2001 to Sep 11, 2026 (25.3 years).
VTI vs XNTK growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 25.3 years both funds cover.
VTI vs XNTK Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and State Street SPDR NYSE Technology ETF (XNTK) is an ETF from State Street Investment Management. Over the past year VTI returned +17.22% while XNTK returned +41.18%. Year to date, VTI is up 12.57% versus a gain of 29.51% for XNTK.
Over three years, VTI compounded at +20.87% per year against +36.50% for XNTK; over five years the annualized figures are +11.86% and +17.77% respectively. Across the full 25-year window we track, XNTK has the edge at +10.66% annualized vs +8.05%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XNTK has been the more volatile fund, with annualized monthly volatility of 25.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -63.3% for XNTK. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XNTK charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.16% for XNTK.
Holdings Overlap
At least 89.8% of XNTK's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of XNTK is already inside VTI. Owning both mostly buys the same companies twice.
31 positions in common, counted across the 2,787 positions we hold weights for in VTI and 36 in XNTK, against full books of 3,543 and 36.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XNTK | Difference |
|---|---|---|---|
| MUMicron Technology, Inc. | 1.79% | 8.14% | 6.35% |
| NVDANvidia Corp. | 6.32% | 2.66% | 3.66% |
| AAPLApple, Inc | 5.84% | 2.44% | 3.40% |
| AMDAdvanced Micro Devices Inc. | 1.30% | 5.41% | 4.11% |
| INTCIntel Corp. | 0.77% | 5.86% | 5.09% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 3.81% | 2.26% | 1.55% |
| MRVLMarvell Technology Group Ltd | 0.37% | 5.69% | 5.32% |
| AMZNAmazon.Com Inc | 3.17% | 2.70% | 0.47% |
| GOOGLAlphabet A Usd 0.001 | 2.88% | 2.68% | 0.20% |
| AMATApplied Materials, Inc. | 0.79% | 4.64% | 3.85% |
89.8% of XNTK is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XNTK?
VTI has an expense ratio of 0.03% while XNTK charges 0.35%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, VTI or XNTK?
Over the past year VTI returned +17.22% vs +41.18% for XNTK, so XNTK leads on 1-year performance. Over the longest common window we track (25 years), VTI annualized +8.05% vs +10.66% for XNTK. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XNTK?
XNTK has been the more volatile fund at 25.0% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XNTK -63.3%.
Should I hold both VTI and XNTK?
VTI and XNTK have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and XNTK?
At least 89.8% of XNTK's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 31 positions in common, counted across the 2,787 positions we hold weights for in VTI and 36 in XNTK.
Which pays a higher dividend, VTI or XNTK?
VTI yields 1.03% while XNTK yields 0.16%, so VTI currently pays the higher dividend yield.
Is XNTK better than VTI?
VTI has a lower expense ratio. XNTK led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.