SCHD vs XOMO
Schwab US Dividend Equity ETF vs YieldMax XOM Option Income Strategy ETF
Quick Verdict
SCHD has a lower expense ratio. XOMO delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | XOMO | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.25% | |
| AUM | $103.7B | $40M | |
| Dividend Yield | 3.31% | 39.96% | |
| Holdings | 104 | 9 | |
| YTD Return | +25.62% | +20.44% | |
| 1Y Return | +32.62% | +36.10% | |
| 3Y Return (annualized) | +15.58% | +8.33% | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | 17.5% | |
| Max Drawdown | -33.4% | -18.9% | |
| Fund Family | Charles Schwab Asset Management | YieldMax ETF | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Aug 30, 2023 |
SCHD vs XOMO Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and YieldMax XOM Option Income Strategy ETF (XOMO) is a ETF from YieldMax ETF. Over the past year SCHD returned +32.62% while XOMO returned +36.10%. Year to date, SCHD is up 25.62% versus a gain of 20.44% for XOMO.
Over three years, SCHD compounded at +15.58% per year against +8.33% for XOMO. Across the full 3-year window we track, SCHD has the edge at +11.47% annualized vs +8.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XOMO has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -18.9% for XOMO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while XOMO charges 1.25%. On a $10,000 position that is $6 vs $125 annually, a gap of $119 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 39.96% for XOMO.
Holdings Overlap
SCHD and XOMO share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XOMO?
SCHD has an expense ratio of 0.06% while XOMO charges 1.25%. SCHD is the cheaper option. On a $10,000 investment, that is $119 per year of difference.
Which performed better, SCHD or XOMO?
Over the past year SCHD returned +32.62% vs +36.10% for XOMO, so XOMO leads on 1-year performance. Over the longest common window we track (3 years), SCHD annualized +11.47% vs +8.33% for XOMO. Past performance does not guarantee future results.
Which is riskier, SCHD or XOMO?
XOMO has been the more volatile fund at 17.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs XOMO -18.9%.
Should I hold both SCHD and XOMO?
SCHD and XOMO have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and XOMO?
SCHD and XOMO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, SCHD or XOMO?
SCHD yields 3.31% while XOMO yields 39.96%, so XOMO currently pays the higher dividend yield.
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