VTI vs XOMO

VTI vs XOMO
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Quick Verdict

VTI has a lower expense ratio. XOMO delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: XOMOMore Diversified: VTI

Side-by-Side Comparison

MetricVTIXOMOWinner
Expense Ratio0.03%1.25%
AUM$666.9B$39M
Dividend Yield1.07%37.71%
Holdings3,54313
YTD Return+13.14%+23.24%
1Y Return+22.35%+35.16%
3Y Return (annualized)+21.83%+9.09%
5Y Return (annualized)+12.01%-
Volatility (annualized)15.3%17.5%
Max Drawdown-56.6%-18.9%
Fund FamilyVanguard (US)YieldMax ETF
CategoryEquityAlternative
InceptionMay 24, 2001Aug 30, 2023

VTI vs XOMO Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and YieldMax XOM Option Income Strategy ETF (XOMO) is a ETF from YieldMax ETF. Over the past year VTI returned +22.35% while XOMO returned +35.16%. Year to date, VTI is up 13.14% versus a gain of 23.24% for XOMO.

Over three years, VTI compounded at +21.83% per year against +9.09% for XOMO. Across the full 3-year window we track, XOMO has the edge at +9.09% annualized vs +8.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XOMO has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -18.9% for XOMO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.15. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VTI charges 0.03% per year while XOMO charges 1.25%. On a $10,000 position that is $3 vs $125 annually, a gap of $122 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 37.71% for XOMO.

Holdings Overlap

0.0%overlap

VTI and XOMO share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or XOMO?

VTI has an expense ratio of 0.03% while XOMO charges 1.25%. VTI is the cheaper option. On a $10,000 investment, that is $122 per year of difference.

Which performed better, VTI or XOMO?

Over the past year VTI returned +22.35% vs +35.16% for XOMO, so XOMO leads on 1-year performance. Over the longest common window we track (3 years), VTI annualized +8.09% vs +9.09% for XOMO. Past performance does not guarantee future results.

Which is riskier, VTI or XOMO?

XOMO has been the more volatile fund at 17.5% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs XOMO -18.9%.

Should I hold both VTI and XOMO?

VTI and XOMO have a monthly-return correlation of -0.15, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and XOMO?

VTI and XOMO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.

Which pays a higher dividend, VTI or XOMO?

VTI yields 1.07% while XOMO yields 37.71%, so XOMO currently pays the higher dividend yield.

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