SCHD vs YOKE
Schwab US Dividend Equity ETF vs Yoke Core ETF
Which is better, SCHD or YOKE?
Large Cap Value against Allocation/Balanced.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. YOKE is less concentrated, with 35.2% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | YOKE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.31% |
| AUM | $112.1B | $232M |
| Dividend Yield | 3.00% | 0.74% |
| Holdings | 103 | 53 |
| YTD Return | +25.88%Best | +12.92% |
| 1Y Return | +30.22%Best | +13.20% |
| 3Y Return (annualized) | +16.05% | - |
| 5Y Return (annualized) | +10.17% | - |
| Volatility (annualized) | 13.6% | 12.9%Best |
| Max Drawdown | -14.0%Best | -14.3% |
| $10,000 over 1.6 years | $12,935Best | $12,666 |
| Top 10 Weight | 41.8% | 35.2%Best |
| Fund Family | Charles Schwab Asset Management | Yoke ETF |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Value | Allocation/Balanced |
| Inception | Oct 20, 2011 | Feb 21, 2025 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 24, 2025 to Sep 14, 2026 (1.6 years).
SCHD vs YOKE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SCHD vs YOKE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Yoke Core ETF (YOKE) is an ETF from Yoke ETF. Over the past year SCHD returned +30.22% while YOKE returned +13.20%. Year to date, SCHD is up 25.88% versus a gain of 12.92% for YOKE.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.9% for YOKE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -14.3% for YOKE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while YOKE charges 0.31%. On a $10,000 position that is $6 vs $31 annually, a gap of $25 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.74% for YOKE.
Holdings Overlap
19.1% of SCHD's money is in holdings YOKE also owns. 10.9% of YOKE's money is in holdings SCHD also owns.
SCHD and YOKE share little of their money.
6 positions in common, counted across the 100 positions we hold weights for in SCHD and 52 in YOKE, against full books of 103 and 53.
What only one of them owns
Our book lists 42 positions for YOKE that do not appear in our book for SCHD (77.3% of the fund), and 93 for SCHD that do not appear in YOKE (80.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and YOKE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or YOKE?
SCHD has an expense ratio of 0.06% while YOKE charges 0.31%. SCHD is the cheaper option, by $25 a year on a $10,000 investment.
Which performed better, SCHD or YOKE?
Over the past year SCHD returned +30.22% vs +13.20% for YOKE, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +17.45% vs +15.92% for YOKE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or YOKE?
SCHD has been the more volatile fund at 13.6% annualized versus 12.9% for YOKE. Worst drawdown: SCHD -14.0% vs YOKE -14.3%.
Should I hold both SCHD and YOKE?
SCHD and YOKE have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and YOKE?
19.1% of SCHD's money is in holdings YOKE also owns. 10.9% of YOKE's is in holdings SCHD also owns. They hold 6 positions in common, counted across the 100 positions we hold weights for in SCHD and 52 in YOKE.
Which pays a higher dividend, SCHD or YOKE?
SCHD yields 3.00% while YOKE yields 0.74%, so SCHD currently pays the higher dividend yield.
Is YOKE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. YOKE is less concentrated, with 35.2% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.