SCHI vs VXUS
Schwab 5-10 Year Corporate Bond ETF vs Vanguard Total International Stock ETF
Which is better, SCHI or VXUS?
VXUS has been ahead.
SCHI has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHI | VXUS |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.05% |
| AUM | $11.4B | $158.1B |
| Dividend Yield | 5.12% | 2.51% |
| Holdings | 2,329 | 8,747 |
| YTD Return | -1.40% | +13.64%Best |
| 1Y Return | -0.61% | +20.82%Best |
| 3Y Return (annualized) | +5.73% | +19.58%Best |
| 5Y Return (annualized) | +0.51% | +9.14%Best |
| Volatility (annualized) | 7.6%Best | 16.3% |
| Max Drawdown | -20.7%Best | -35.1% |
| $10,000 over 5 years | $10,258 | $15,485Best |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Oct 10, 2019 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 10, 2019 to Sep 17, 2026 (6.9 years).
SCHI vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.9 years both funds cover.
SCHI vs VXUS Performance
Schwab 5-10 Year Corporate Bond ETF (SCHI) is an ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year SCHI returned -0.61% while VXUS returned +20.82%. Year to date, SCHI is down 1.40% versus a gain of 13.64% for VXUS.
Over three years, SCHI compounded at +5.73% per year against +19.58% for VXUS; over five years the annualized figures are +0.51% and +9.14% respectively. Across the full 7-year window we track, VXUS has the edge at +10.45% annualized vs +1.34%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 7.6% for SCHI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.7% for SCHI and -35.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHI charges 0.03% per year while VXUS charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, SCHI currently yields 5.12% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 530 holdings in SCHI and 8,082 in VXUS, totalling 25.2% and 88.8% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 49 positions appear in both.
49 positions in common, counted across the 530 positions we hold weights for in SCHI and 8,082 in VXUS, against full books of 2,329 and 8,747.
Top Shared Holdings
| Stock | Weight in SCHI | Weight in VXUS | Difference |
|---|---|---|---|
| HSBA:LNHsbc Securities Inc | 0.12% | 0.82% | 0.70% |
| RY:CARoyal Bank Of Canada | 0.08% | 0.66% | 0.58% |
| 9988:HKAlibaba Group Holding Ltd | 0.05% | 0.62% | 0.57% |
| 8316:JPSumitomo Mitsui Financial Group Inc. Shs | 0.08% | 0.35% | 0.27% |
| BBVA:MABanco Bilbao Vizcaya Argenta | 0.05% | 0.35% | 0.30% |
| BHP:AUBhp Group Ltd | 0.07% | 0.31% | 0.24% |
| BMO:CABank Of Montreal | 0.06% | 0.28% | 0.22% |
| 6758:JPSony Group Corp | 0.02% | 0.31% | 0.29% |
| 8411:JPMizuho Financial Group Inc. Com Stk | 0.05% | 0.27% | 0.22% |
| BARC:LNBarclays Plc | 0.10% | 0.21% | 0.11% |
You are not choosing between two funds in isolation.
Whichever of SCHI and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHI or VXUS?
SCHI has an expense ratio of 0.03% while VXUS charges 0.05%. SCHI is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, SCHI or VXUS?
Over the past year SCHI returned -0.61% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (7 years), SCHI annualized +1.34% vs +10.45% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHI or VXUS?
VXUS has been the more volatile fund at 16.3% annualized versus 7.6% for SCHI. Worst drawdown: SCHI -20.7% vs VXUS -35.1%.
Should I hold both SCHI and VXUS?
SCHI and VXUS have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHI or VXUS?
SCHI yields 5.12% while VXUS yields 2.51%, so SCHI currently pays the higher dividend yield.
Is VXUS better than SCHI?
SCHI has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.