SGRT vs SPY
SMART Earnings Growth 30 ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SGRT delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SGRT | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.09% | |
| AUM | $54M | $789.1B | |
| Dividend Yield | 0.11% | 1.01% | |
| Holdings | 23 | 505 | |
| YTD Return | +29.98% | +14.47% | |
| 1Y Return | +65.22% | +21.96% | |
| 3Y Return (annualized) | - | +21.70% | |
| 5Y Return (annualized) | - | +13.30% | |
| Volatility (annualized) | 37.8% | 15.3% | |
| Max Drawdown | -25.0% | -56.5% | |
| Fund Family | SMART Wealth, LLC | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Aug 20, 2025 | Jan 22, 1993 |
SGRT vs SPY Performance
SMART Earnings Growth 30 ETF (SGRT) is a ETF from SMART Wealth, LLC and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year SGRT returned +65.22% while SPY returned +21.96%. Year to date, SGRT is up 29.98% versus a gain of 14.47% for SPY.
Risk: Volatility and Drawdowns
SGRT has been the more volatile fund, with annualized monthly volatility of 37.8% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.0% for SGRT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SGRT charges 0.59% per year while SPY charges 0.09%. On a $10,000 position that is $59 vs $9 annually, a gap of $50 per year that compounds over a long holding period. On income, SGRT currently yields 0.11% against 1.01% for SPY.
Holdings Overlap
SGRT and SPY share 11 holdings out of 516 unique holdings combined, representing a 4.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SGRT or SPY?
SGRT has an expense ratio of 0.59% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $50 per year of difference.
Which performed better, SGRT or SPY?
Over the past year SGRT returned +65.22% vs +21.96% for SPY, so SGRT leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, SGRT or SPY?
SGRT has been the more volatile fund at 37.8% annualized versus 15.3% for SPY. Worst drawdown: SGRT -25.0% vs SPY -56.5%.
Should I hold both SGRT and SPY?
SGRT and SPY have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SGRT and SPY?
SGRT and SPY share 11 common holdings with a 4.7% weight overlap. Combined, they hold 516 unique securities.
Which pays a higher dividend, SGRT or SPY?
SGRT yields 0.11% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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