SHPP vs VTI

Quick Verdict

VTI has a lower expense ratio. SHPP delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: SHPPMore Diversified: VTI

Side-by-Side Comparison

MetricSHPPVTIWinner
Expense Ratio0.60%0.03%
AUM$2M$663.5B
Dividend Yield1.74%1.07%
Holdings1053,543
YTD Return+19.37%+13.87%
1Y Return+27.27%+23.31%
3Y Return (annualized)+12.00%+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)18.1%15.3%
Max Drawdown-21.6%-56.6%
Fund FamilyPacer ETFsVanguard (US)
CategoryEquityEquity
InceptionJun 8, 2022May 24, 2001

SHPP vs VTI Performance

Pacer Industrials and Logistics ETF (SHPP) is a ETF from Pacer ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SHPP returned +27.27% while VTI returned +23.31%. Year to date, SHPP is up 19.37% versus a gain of 13.87% for VTI.

Over three years, SHPP compounded at +12.00% per year against +21.17% for VTI. Across the full 4-year window we track, SHPP has the edge at +11.60% annualized vs +8.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SHPP has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.6% for SHPP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SHPP charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, SHPP currently yields 1.74% against 1.07% for VTI.

Holdings Overlap

0.9%overlap

SHPP and VTI share 20 holdings out of 2878 unique holdings combined, representing a 0.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SHPPWeight in VTIDifference
UNP8.79%0.22%8.57%
CSX4.76%0.12%4.64%
UPS4.33%0.11%4.22%
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Frequently Asked Questions

Which is cheaper, SHPP or VTI?

SHPP has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.

Which performed better, SHPP or VTI?

Over the past year SHPP returned +27.27% vs +23.31% for VTI, so SHPP leads on 1-year performance. Over the longest common window we track (4 years), SHPP annualized +11.60% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, SHPP or VTI?

SHPP has been the more volatile fund at 18.1% annualized versus 15.3% for VTI. Worst drawdown: SHPP -21.6% vs VTI -56.6%.

Should I hold both SHPP and VTI?

SHPP and VTI have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SHPP and VTI?

SHPP and VTI share 20 common holdings with a 0.9% weight overlap. Combined, they hold 2878 unique securities.

Which pays a higher dividend, SHPP or VTI?

SHPP yields 1.74% while VTI yields 1.07%, so SHPP currently pays the higher dividend yield.

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