SMAP vs VTI

SMAP vs VTI

Which is better, SMAP or VTI?

Small Cap Blend against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y and the full window. SMAP is less concentrated, with 32.8% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: VTILess Concentrated: SMAP

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSMAPVTI
Expense Ratio0.60%0.03%Best
AUM$1M$666.9B
Dividend Yield0.42%1.03%
Holdings573,543
Volatility (annualized)15.0%13.9%Best
Max Drawdown-24.2%-19.3%Best
$10,000 over 1.6 years$10,833$13,312Best
Top 10 Weight32.8%Best33.3%
Fund FamilyAmplify ETFsVanguard (US)
CategoryEquityEquity
StyleSmall Cap BlendLarge Cap Blend
InceptionOct 23, 2024May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 106 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SMAP has data through Jun 4, 2026 and VTI through Sep 18, 2026.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Oct 23, 2024 to Jun 4, 2026 (1.6 years).

Risk: Volatility and Drawdowns

SMAP has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 13.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.2% for SMAP and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SMAP charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, SMAP currently yields 0.42% against 1.03% for VTI.

Holdings Overlap

SMAP already in VTI97.1%
VTI already in SMAP1.0%

97.1% of SMAP's money is in holdings VTI also owns. 1.0% of VTI's money is in holdings SMAP also owns.

Most of SMAP is already inside VTI. Owning both mostly buys the same companies twice.

The two holdings books were reported 92 days apart, SMAP as of Apr 30, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

53 positions in common, counted across the 56 positions we hold weights for in SMAP and 3,463 in VTI, against full books of 57 and 3,543.

What only one of them owns

Our book lists 1,106 positions for VTI that do not appear in our book for SMAP (96.4% of the fund), and 1 for SMAP that do not appear in VTI (0.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in SMAPWeight in VTIDifference
MPWRMonolithic Power Systems Inc4.85%0.09%4.76%
CASYCaseys General3.69%0.04%3.65%
MKSIMks Instruments Inc3.56%0.03%3.53%
WSTWest Pharmaceutical Services Inc3.55%0.03%3.52%
CWCurtiss-wright Corp3.12%0.04%3.08%
SFStifel Finl Corp2.99%0.02%2.97%
WSOWatsco Inc2.89%0.02%2.87%
STLDSteel Dynamics, Inc.2.83%0.05%2.78%
MTDRMatador Resources Co2.79%0.01%2.78%
EXPEagle Materials Inc2.50%0.01%2.49%

97.1% of SMAP is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SMAPVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SMAP or VTI?

SMAP has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.

Which is riskier, SMAP or VTI?

SMAP has been the more volatile fund at 15.0% annualized versus 13.9% for VTI. Worst drawdown: SMAP -24.2% vs VTI -19.3%.

Should I hold both SMAP and VTI?

SMAP and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SMAP and VTI?

97.1% of SMAP's money is in holdings VTI also owns. 1.0% of VTI's is in holdings SMAP also owns. They hold 53 positions in common, counted across the 56 positions we hold weights for in SMAP and 3,463 in VTI.

Which pays a higher dividend, SMAP or VTI?

SMAP yields 0.42% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than SMAP?

VTI has a lower expense ratio. VTI led over 1Y and the full window. SMAP is less concentrated, with 32.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.