SPIT vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPITSPYWinner
Expense Ratio0.89%0.09%
AUM$33M$789.1B
Dividend Yield5.34%1.01%
Holdings51505
YTD Return+29.07%+13.79%
1Y Return-+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)-15.3%
Max Drawdown-12.5%-56.5%
Fund FamilyF-m investmentsState Street Investment Management
CategoryEquityEquity
InceptionOct 6, 2025Jan 22, 1993

SPIT vs SPY Performance

F/m Emerald Special Situations ETF (SPIT) is a ETF from F-m investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, SPIT is up 29.07% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.5% for SPIT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPIT charges 0.89% per year while SPY charges 0.09%. On a $10,000 position that is $89 vs $9 annually, a gap of $80 per year that compounds over a long holding period. On income, SPIT currently yields 5.34% against 1.01% for SPY.

Holdings Overlap

6.1%overlap

SPIT and SPY share 8 holdings out of 545 unique holdings combined, representing a 6.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPITWeight in SPYDifference
AMZN3.05%3.69%0.64%
AVGO2.30%2.73%0.43%
LITE2.39%0.09%2.30%
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Frequently Asked Questions

Which is cheaper, SPIT or SPY?

SPIT has an expense ratio of 0.89% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $80 per year of difference.

What is the holdings overlap between SPIT and SPY?

SPIT and SPY share 8 common holdings with a 6.1% weight overlap. Combined, they hold 545 unique securities.

Which pays a higher dividend, SPIT or SPY?

SPIT yields 5.34% while SPY yields 1.01%, so SPIT currently pays the higher dividend yield.

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