SPY vs SRHQ

SPY vs SRHQ

Which is better, SPY or SRHQ?

Large Cap Blend against Large Cap Growth.

SPY has a lower expense ratio. SPY led over 3Y and the full window, SRHQ over 1Y. SRHQ is less concentrated, with 18.9% of the fund in its ten largest positions against 38.0%.

Lower Fees: SPYHigher Returns: splitLess Concentrated: SRHQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPYSRHQ
Expense Ratio0.09%Best0.35%
AUM$804.7B$219M
Dividend Yield0.98%0.69%
Holdings50582
YTD Return+12.47%+22.36%Best
1Y Return+17.51%+23.92%Best
3Y Return (annualized)+21.18%Best+19.30%
5Y Return (annualized)+12.88%-
Volatility (annualized)13.0%Best13.5%
Max Drawdown-18.8%-18.5%Best
$10,000 over 3.9 years$21,153Best$19,374
Top 10 Weight38.0%18.9%Best
Fund FamilyState Street Investment ManagementSRH Funds
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Growth
InceptionJan 22, 1993Oct 4, 2022

Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 5, 2022 to Sep 11, 2026 (3.9 years).

SPY vs SRHQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.

SPY vs SRHQ Performance

State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and SRH US Quality GARP ETF (SRHQ) is an ETF from SRH Funds. Over the past year SPY returned +17.51% while SRHQ returned +23.92%. Year to date, SPY is up 12.47% versus a gain of 22.36% for SRHQ.

Over three years, SPY compounded at +21.18% per year against +19.30% for SRHQ. Across the full 4-year window we track, SPY has the edge at +21.18% annualized vs +18.48%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SRHQ has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 13.0% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for SPY and -18.5% for SRHQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPY charges 0.09% per year while SRHQ charges 0.35%. On a $10,000 position that is $9 vs $35 annually, a gap of $26 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 0.69% for SRHQ.

Holdings Overlap

SPY already in SRHQ3.5%
SRHQ already in SPY48.3%

3.5% of SPY's money is in holdings SRHQ also owns. 48.3% of SRHQ's money is in holdings SPY also owns.

The two portfolios partly overlap.

38 positions in common, counted across the 504 positions we hold weights for in SPY and 81 in SRHQ, against full books of 505 and 82.

What only one of them owns

Measured across the 504 and 81 positions we hold weights for.

SPY holds 456 positions SRHQ does not, 96.0% of the fund.

Largest: NVDA 7.71%, AAPL 6.83%, MSFT 5.50%, AMZN 4.08%, GOOGL 3.33%

Top Shared Holdings

StockWeight in SPYWeight in SRHQDifference
HUMHumana Inc.0.07%2.45%2.38%
CNCCentene Corp.0.05%2.18%2.13%
UNHUnitedhealth Group Inc.0.56%1.57%1.01%
NLOKGen Digital Inc0.02%1.73%1.71%
WDAYWorkday, Inc., Class A0.05%1.64%1.59%
AMGNAmgen Inc.0.32%1.33%1.01%
ADPAutomatic Data Processing, Inc.0.16%1.47%1.31%
ELVElevance Health Inc0.12%1.47%1.35%
CPAYCorpay Inc0.04%1.52%1.48%
RTXRaytheon Technologies Corp0.44%1.10%0.66%

48.3% of SRHQ is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

SPYSRHQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPY or SRHQ?

SPY has an expense ratio of 0.09% while SRHQ charges 0.35%. SPY is the cheaper option, by $26 a year on a $10,000 investment.

Which performed better, SPY or SRHQ?

Over the past year SPY returned +17.51% vs +23.92% for SRHQ, so SRHQ leads on 1-year performance. Over the longest common window we track (4 years), SPY annualized +21.18% vs +18.48% for SRHQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SPY or SRHQ?

SRHQ has been the more volatile fund at 13.5% annualized versus 13.0% for SPY. Worst drawdown: SPY -18.8% vs SRHQ -18.5%.

Should I hold both SPY and SRHQ?

SPY and SRHQ have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between SPY and SRHQ?

48.3% of SRHQ's money is in holdings SPY also owns. 48.3% of SRHQ's is in holdings SPY also owns. They hold 38 positions in common, counted across the 504 positions we hold weights for in SPY and 81 in SRHQ.

Which pays a higher dividend, SPY or SRHQ?

SPY yields 0.98% while SRHQ yields 0.69%, so SPY currently pays the higher dividend yield.

Is SRHQ better than SPY?

SPY has a lower expense ratio. SPY led over 3Y and the full window, SRHQ over 1Y. SRHQ is less concentrated, with 18.9% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.