SPY vs THRV
State Street SPDR S&P 500 ETF Trust vs Prospera Income ETF
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SPY | THRV | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 1.80% | |
| AUM | $821.1B | $9M | |
| Dividend Yield | 1.01% | 6.11% | |
| Holdings | 505 | 45 | |
| YTD Return | +12.22% | +1.48% | |
| 1Y Return | +20.83% | +1.67% | |
| 3Y Return (annualized) | +21.70% | - | |
| 5Y Return (annualized) | +12.98% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.5% | -1.5% | |
| Fund Family | State Street Investment Management | Prospera Funds Inc. | |
| Category | Equity | Fixed Income | |
| Inception | Jan 22, 1993 | Sep 30, 2025 |
SPY vs THRV Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Prospera Income ETF (THRV) is a ETF from Prospera Funds Inc.. Over the past year SPY returned +20.83% while THRV returned +1.67%. Year to date, SPY is up 12.22% versus a gain of 1.48% for THRV.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for SPY and -1.5% for THRV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPY charges 0.09% per year while THRV charges 1.80%. On a $10,000 position that is $9 vs $180 annually, a gap of $171 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 6.11% for THRV.
Holdings Overlap
SPY and THRV share 0 holdings out of 542 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPY or THRV?
SPY has an expense ratio of 0.09% while THRV charges 1.80%. SPY is the cheaper option. On a $10,000 investment, that is $171 per year of difference.
Which performed better, SPY or THRV?
Over the past year SPY returned +20.83% vs +1.67% for THRV, so SPY leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between SPY and THRV?
SPY and THRV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 542 unique securities.
Which pays a higher dividend, SPY or THRV?
SPY yields 1.01% while THRV yields 6.11%, so THRV currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.