SPY vs TMVE

SPY vs TMVE
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Quick Verdict

SPY has a lower expense ratio. TMVE delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TMVEMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTMVEWinner
Expense Ratio0.09%0.55%
AUM$821.1B$299M
Dividend Yield1.01%0.10%
Holdings50585
YTD Return+13.47%+17.27%
1Y Return+20.57%-
3Y Return (annualized)+21.83%-
5Y Return (annualized)+12.88%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-8.2%
Fund FamilyState Street Investment ManagementThrivent Funds
CategoryEquityEquity
InceptionJan 22, 1993Nov 17, 2025

SPY vs TMVE Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Thrivent Mid Cap Value ETF (TMVE) is a ETF from Thrivent Funds. Year to date, SPY is up 13.47% versus a gain of 17.27% for TMVE.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -8.2% for TMVE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while TMVE charges 0.55%. On a $10,000 position that is $9 vs $55 annually, a gap of $46 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.10% for TMVE.

Holdings Overlap

5.2%overlap

SPY and TMVE share 45 holdings out of 543 unique holdings combined, representing a 5.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in TMVEDifference
MTB0.06%2.27%2.21%
USB0.15%2.12%1.97%
JNJ0.92%1.30%0.38%
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Frequently Asked Questions

Which is cheaper, SPY or TMVE?

SPY has an expense ratio of 0.09% while TMVE charges 0.55%. SPY is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

What is the holdings overlap between SPY and TMVE?

SPY and TMVE share 45 common holdings with a 5.2% weight overlap. Combined, they hold 543 unique securities.

Which pays a higher dividend, SPY or TMVE?

SPY yields 1.01% while TMVE yields 0.10%, so SPY currently pays the higher dividend yield.

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