SPY vs VBCB
State Street SPDR S&P 500 ETF Trust vs Vanguard Target Maturity 2028 Corporate Bond ETF
Which is better, SPY or VBCB?
Large Cap Blend against Short Term Mid Quality.
VBCB has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | VBCB |
|---|---|---|
| Expense Ratio | 0.09% | 0.08%Best |
| AUM | $814.4B | $68M |
| Dividend Yield | 1.01% | 0.71% |
| Holdings | 505 | 653 |
| YTD Return | +13.34%Best | +1.83% |
| 1Y Return | +19.97% | - |
| 3Y Return (annualized) | +21.20% | - |
| 5Y Return (annualized) | +12.81% | - |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term Mid Quality |
| Inception | Jan 22, 1993 | Mar 10, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SPY vs VBCB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs VBCB Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Vanguard Target Maturity 2028 Corporate Bond ETF (VBCB) is an ETF from Vanguard (US). Year to date, SPY is up 13.34% versus a gain of 1.83% for VBCB.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while VBCB charges 0.08%. On a $10,000 position that is $9 vs $8 annually, a gap of $1 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.71% for VBCB.
Holdings Overlap
We hold position weights for 503 holdings in SPY and 158 in VBCB, totalling 100.0% and 24.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 503 positions we hold weights for in SPY and 158 in VBCB, against full books of 505 and 653.
You are not choosing between two funds in isolation.
Whichever of SPY and VBCB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or VBCB?
SPY has an expense ratio of 0.09% while VBCB charges 0.08%. VBCB is the cheaper option, by $1 a year on a $10,000 investment.
Which pays a higher dividend, SPY or VBCB?
SPY yields 1.01% while VBCB yields 0.71%, so SPY currently pays the higher dividend yield.
Is VBCB better than SPY?
VBCB has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.