SPY vs VDI
State Street SPDR S&P 500 ETF Trust vs Virtus International Dividend ETF
Quick Verdict
SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SPY | VDI | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.39% | |
| AUM | $821.1B | $17M | |
| Dividend Yield | 1.01% | 2.27% | |
| Holdings | 505 | 126 | |
| YTD Return | +13.17% | +19.03% | |
| 1Y Return | +21.53% | - | |
| 3Y Return (annualized) | +22.06% | - | |
| 5Y Return (annualized) | +13.35% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.5% | -10.4% | |
| Fund Family | State Street Investment Management | Virtus Investment Partners | |
| Category | Equity | Equity | |
| Inception | Jan 22, 1993 | Dec 2, 2025 |
SPY vs VDI Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Virtus International Dividend ETF (VDI) is a ETF from Virtus Investment Partners. Year to date, SPY is up 13.17% versus a gain of 19.03% for VDI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for SPY and -10.4% for VDI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPY charges 0.09% per year while VDI charges 0.39%. On a $10,000 position that is $9 vs $39 annually, a gap of $30 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 2.27% for VDI.
Holdings Overlap
SPY and VDI share 1 holdings out of 617 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SPY | Weight in VDI | Difference |
|---|---|---|---|
| KR | 0.05% | 0.02% | 0.03% |
Frequently Asked Questions
Which is cheaper, SPY or VDI?
SPY has an expense ratio of 0.09% while VDI charges 0.39%. SPY is the cheaper option. On a $10,000 investment, that is $30 per year of difference.
What is the holdings overlap between SPY and VDI?
SPY and VDI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 617 unique securities.
Which pays a higher dividend, SPY or VDI?
SPY yields 1.01% while VDI yields 2.27%, so VDI currently pays the higher dividend yield.
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