SPY vs WCEO

Quick Verdict

SPY has a lower expense ratio. WCEO delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: WCEOMore Diversified: SPY

Side-by-Side Comparison

MetricSPYWCEOWinner
Expense Ratio0.09%0.85%
AUM$789.1B$10M
Dividend Yield1.01%0.55%
Holdings505155
YTD Return+14.47%+20.17%
1Y Return+21.96%+24.85%
3Y Return (annualized)+21.70%+15.46%
5Y Return (annualized)+13.30%-
Volatility (annualized)15.3%16.3%
Max Drawdown-56.5%-25.9%
Fund FamilyState Street Investment ManagementHypatia Invest
CategoryEquityEquity
InceptionJan 22, 1993Jan 6, 2023

SPY vs WCEO Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Hypatia Women CEO ETF (WCEO) is a ETF from Hypatia Invest. Over the past year SPY returned +21.96% while WCEO returned +24.85%. Year to date, SPY is up 14.47% versus a gain of 20.17% for WCEO.

Over three years, SPY compounded at +21.70% per year against +15.46% for WCEO. Across the full 4-year window we track, WCEO has the edge at +13.93% annualized vs +8.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WCEO has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -25.9% for WCEO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPY charges 0.09% per year while WCEO charges 0.85%. On a $10,000 position that is $9 vs $85 annually, a gap of $76 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.55% for WCEO.

Holdings Overlap

5.3%overlap

SPY and WCEO share 46 holdings out of 609 unique holdings combined, representing a 5.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in WCEODifference
AMD1.39%1.04%0.35%
KMI0.10%1.30%1.20%
MPC0.12%1.23%1.11%
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SPGIProProPro
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PGRProProPro
ACNProProPro
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Frequently Asked Questions

Which is cheaper, SPY or WCEO?

SPY has an expense ratio of 0.09% while WCEO charges 0.85%. SPY is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, SPY or WCEO?

Over the past year SPY returned +21.96% vs +24.85% for WCEO, so WCEO leads on 1-year performance. Over the longest common window we track (4 years), SPY annualized +8.87% vs +13.93% for WCEO. Past performance does not guarantee future results.

Which is riskier, SPY or WCEO?

WCEO has been the more volatile fund at 16.3% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs WCEO -25.9%.

Should I hold both SPY and WCEO?

SPY and WCEO have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and WCEO?

SPY and WCEO share 46 common holdings with a 5.3% weight overlap. Combined, they hold 609 unique securities.

Which pays a higher dividend, SPY or WCEO?

SPY yields 1.01% while WCEO yields 0.55%, so SPY currently pays the higher dividend yield.

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