TDI vs VOO
Touchstone Dynamic International ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. TDI delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | TDI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $394M | $979.0B | |
| Dividend Yield | 1.68% | 1.09% | |
| Holdings | 120 | 509 | |
| YTD Return | +20.12% | +13.72% | |
| 1Y Return | +35.69% | +21.63% | |
| 3Y Return (annualized) | - | +21.55% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 12.6% | 14.1% | |
| Max Drawdown | -15.0% | -34.3% | |
| Fund Family | Touchstone Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 8, 2023 | Sep 7, 2010 |
TDI vs VOO Performance
Touchstone Dynamic International ETF (TDI) is a ETF from Touchstone Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TDI returned +35.69% while VOO returned +21.63%. Year to date, TDI is up 20.12% versus a gain of 13.72% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 12.6% for TDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.0% for TDI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TDI charges 0.65% per year while VOO charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, TDI currently yields 1.68% against 1.09% for VOO.
Holdings Overlap
TDI and VOO share 1 holdings out of 612 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in TDI | Weight in VOO | Difference |
|---|---|---|---|
| DTEG.N:BE | 1.21% | 0.05% | 1.16% |
Frequently Asked Questions
Which is cheaper, TDI or VOO?
TDI has an expense ratio of 0.65% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, TDI or VOO?
Over the past year TDI returned +35.69% vs +21.63% for VOO, so TDI leads on 1-year performance. Over the longest common window we track (3 years), TDI annualized +27.97% vs +13.56% for VOO. Past performance does not guarantee future results.
Which is riskier, TDI or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 12.6% for TDI. Worst drawdown: TDI -15.0% vs VOO -34.3%.
Should I hold both TDI and VOO?
TDI and VOO have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TDI and VOO?
TDI and VOO share 1 common holdings with a 0.1% weight overlap. Combined, they hold 612 unique securities.
Which pays a higher dividend, TDI or VOO?
TDI yields 1.68% while VOO yields 1.09%, so TDI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.