TDI vs VOO
Touchstone Dynamic International ETF vs Vanguard S&P 500 ETF
Which is better, TDI or VOO?
TDI has been ahead.
VOO has a lower expense ratio. TDI led over 1Y and the full window. TDI is less concentrated, with 24.6% of the fund in its ten largest positions against 36.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TDI | VOO |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $451M | $997.4B |
| Dividend Yield | 1.59% | 1.04% |
| Holdings | 124 | 509 |
| YTD Return | +18.98%Best | +11.55% |
| 1Y Return | +29.21%Best | +17.54% |
| 3Y Return (annualized) | - | +20.71% |
| 5Y Return (annualized) | - | +12.80% |
| Volatility (annualized) | 12.5% | 11.9%Best |
| Max Drawdown | -15.0%Best | -18.7% |
| $10,000 over 2.7 years | $18,913Best | $16,843 |
| Top 10 Weight | 24.6%Best | 36.4% |
| Fund Family | Touchstone Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 8, 2023 | Sep 7, 2010 |
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 11, 2023 to Sep 10, 2026 (2.7 years).
TDI vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
TDI vs VOO Performance
Touchstone Dynamic International ETF (TDI) is an ETF from Touchstone Investments and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year TDI returned +29.21% while VOO returned +17.54%. Year to date, TDI is up 18.98% versus a gain of 11.55% for VOO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TDI has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 11.9% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.0% for TDI and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TDI charges 0.65% per year while VOO charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, TDI currently yields 1.59% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 109 holdings in TDI and 505 in VOO, totalling 99.6% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 64 days apart, TDI as of Sep 2, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 109 positions we hold weights for in TDI and 505 in VOO, against full books of 124 and 509.
What only one of them owns
Our book lists 496 positions for VOO that do not appear in our book for TDI (99.4% of the fund), and 3 for TDI that do not appear in VOO (4.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of TDI and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TDI or VOO?
TDI has an expense ratio of 0.65% while VOO charges 0.03%. VOO is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, TDI or VOO?
Over the past year TDI returned +29.21% vs +17.54% for VOO, so TDI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TDI or VOO?
TDI has been the more volatile fund at 12.5% annualized versus 11.9% for VOO. Worst drawdown: TDI -15.0% vs VOO -18.7%.
Should I hold both TDI and VOO?
TDI and VOO have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TDI or VOO?
TDI yields 1.59% while VOO yields 1.04%, so TDI currently pays the higher dividend yield.
Is VOO better than TDI?
VOO has a lower expense ratio. TDI led over 1Y and the full window. TDI is less concentrated, with 24.6% of the fund in its ten largest positions against 36.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.