TEMP vs VXUS

TEMP vs VXUS

Which is better, TEMP or VXUS?

Large Cap Growth against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTEMPVXUS
Expense Ratio0.49%0.05%Best
AUM$8M$158.1B
Dividend Yield1.31%2.51%
Holdings728,747
Volatility (annualized)21.0%15.4%Best
Max Drawdown-32.1%-28.4%Best
$10,000 over 3.8 years$11,342$13,473Best
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionDec 13, 2021Jan 26, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 349 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. TEMP has data through Oct 3, 2025 and VXUS through Sep 17, 2026.

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 14, 2021 to Oct 3, 2025 (3.8 years).

Risk: Volatility and Drawdowns

TEMP has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 15.4% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -32.1% for TEMP and -28.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TEMP charges 0.49% per year while VXUS charges 0.05%. On a $10,000 position that is $49 vs $5 annually, a gap of $44 per year that compounds over a long holding period. On income, TEMP currently yields 1.31% against 2.51% for VXUS.

You are not choosing between two funds in isolation.

Whichever of TEMP and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TEMPVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TEMP or VXUS?

TEMP has an expense ratio of 0.49% while VXUS charges 0.05%. VXUS is the cheaper option, by $44 a year on a $10,000 investment.

Which is riskier, TEMP or VXUS?

TEMP has been the more volatile fund at 21.0% annualized versus 15.4% for VXUS. Worst drawdown: TEMP -32.1% vs VXUS -28.4%.

Should I hold both TEMP and VXUS?

TEMP and VXUS have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TEMP or VXUS?

TEMP yields 1.31% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than TEMP?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.