THYF vs VXUS

THYF vs VXUS

Which is better, THYF or VXUS?

High Yield Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTHYFVXUS
Expense Ratio0.50%0.05%Best
AUM$844M$158.1B
Dividend Yield6.89%2.51%
Holdings1078,747
YTD Return+1.31%+12.82%Best
1Y Return+2.71%+19.86%Best
3Y Return (annualized)+7.42%+19.33%Best
5Y Return (annualized)-+9.46%
Volatility (annualized)5.6%Best13.9%
Max Drawdown-5.2%Best-13.6%
$10,000 over 3.9 years$13,311$20,183Best
Fund FamilyT.Rowe PriceVanguard (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Blend
InceptionOct 25, 2022Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 26, 2022 to Sep 18, 2026 (3.9 years).

THYF vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.

THYF vs VXUS Performance

T. Rowe Price US High Yield ETF (THYF) is an ETF from T.Rowe Price and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year THYF returned +2.71% while VXUS returned +19.86%. Year to date, THYF is up 1.31% versus a gain of 12.82% for VXUS.

Over three years, THYF compounded at +7.42% per year against +19.33% for VXUS. Across the full 4-year window we track, VXUS has the edge at +19.73% annualized vs +7.61%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 5.6% for THYF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.2% for THYF and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

THYF charges 0.50% per year while VXUS charges 0.05%. On a $10,000 position that is $50 vs $5 annually, a gap of $45 per year that compounds over a long holding period. On income, THYF currently yields 6.89% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 56 holdings in THYF and 8,082 in VXUS, totalling 48.2% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 56 positions we hold weights for in THYF and 8,082 in VXUS, against full books of 107 and 8,747.

You are not choosing between two funds in isolation.

Whichever of THYF and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

THYFVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, THYF or VXUS?

THYF has an expense ratio of 0.50% while VXUS charges 0.05%. VXUS is the cheaper option, by $45 a year on a $10,000 investment.

Which performed better, THYF or VXUS?

Over the past year THYF returned +2.71% vs +19.86% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), THYF annualized +7.61% vs +19.73% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, THYF or VXUS?

VXUS has been the more volatile fund at 13.9% annualized versus 5.6% for THYF. Worst drawdown: THYF -5.2% vs VXUS -13.6%.

Should I hold both THYF and VXUS?

THYF and VXUS have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, THYF or VXUS?

THYF yields 6.89% while VXUS yields 2.51%, so THYF currently pays the higher dividend yield.

Is VXUS better than THYF?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.