TMNS vs VTI
T. Rowe Price Short Municipal Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | TMNS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.03% | |
| AUM | $22M | $666.9B | |
| Dividend Yield | 2.29% | 1.07% | |
| Holdings | 139 | 3,543 | |
| YTD Return | +1.30% | +12.65% | |
| 1Y Return | - | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -1.3% | -56.6% | |
| Fund Family | T.Rowe Price | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 19, 2025 | May 24, 2001 |
TMNS vs VTI Performance
T. Rowe Price Short Municipal Income ETF (TMNS) is a ETF from T.Rowe Price and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, TMNS is up 1.30% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.3% for TMNS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
TMNS charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, TMNS currently yields 2.29% against 1.07% for VTI.
Holdings Overlap
TMNS and VTI share 0 holdings out of 2829 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TMNS or VTI?
TMNS has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
What is the holdings overlap between TMNS and VTI?
TMNS and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2829 unique securities.
Which pays a higher dividend, TMNS or VTI?
TMNS yields 2.29% while VTI yields 1.07%, so TMNS currently pays the higher dividend yield.
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