TOTR vs VOO
T. Rowe Price Total Return ETF vs Vanguard S&P 500 ETF
Which is better, TOTR or VOO?
VOO has been ahead.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TOTR | VOO |
|---|---|---|
| Expense Ratio | 0.31% | 0.03%Best |
| AUM | $571M | $997.4B |
| Dividend Yield | 5.36% | 1.04% |
| Holdings | 1,222 | 509 |
| YTD Return | -1.01% | +11.55%Best |
| 1Y Return | -0.12% | +17.54%Best |
| 3Y Return (annualized) | +4.44% | +20.71%Best |
| 5Y Return (annualized) | -0.60% | +12.80%Best |
| Volatility (annualized) | 6.5%Best | 15.7% |
| Max Drawdown | -19.6%Best | -24.5% |
| $10,000 over 5 years | $9,704 | $18,262Best |
| Fund Family | T.Rowe Price | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 28, 2021 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 29, 2021 to Sep 10, 2026 (4.9 years).
TOTR vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
TOTR vs VOO Performance
T. Rowe Price Total Return ETF (TOTR) is an ETF from T.Rowe Price and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year TOTR returned -0.12% while VOO returned +17.54%. Year to date, TOTR is down 1.01% versus a gain of 11.55% for VOO.
Over three years, TOTR compounded at +4.44% per year against +20.71% for VOO; over five years the annualized figures are -0.60% and +12.80% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 6.5% for TOTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for TOTR and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TOTR charges 0.31% per year while VOO charges 0.03%. On a $10,000 position that is $31 vs $3 annually, a gap of $28 per year that compounds over a long holding period. On income, TOTR currently yields 5.36% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 579 holdings in TOTR and 505 in VOO, totalling 64.7% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 151 days apart, TOTR as of Jan 30, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 579 positions we hold weights for in TOTR and 505 in VOO, against full books of 1,222 and 509.
You are not choosing between two funds in isolation.
Whichever of TOTR and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TOTR or VOO?
TOTR has an expense ratio of 0.31% while VOO charges 0.03%. VOO is the cheaper option, by $28 a year on a $10,000 investment.
Which performed better, TOTR or VOO?
Over the past year TOTR returned -0.12% vs +17.54% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TOTR or VOO?
VOO has been the more volatile fund at 15.7% annualized versus 6.5% for TOTR. Worst drawdown: TOTR -19.6% vs VOO -24.5%.
Should I hold both TOTR and VOO?
TOTR and VOO have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TOTR or VOO?
TOTR yields 5.36% while VOO yields 1.04%, so TOTR currently pays the higher dividend yield.
Is VOO better than TOTR?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.