TPFI vs VOO
Timothy Plan Fixed Income ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | TPFI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $24M | $997.4B | |
| Dividend Yield | - | 1.08% | |
| Holdings | 333 | 509 | |
| YTD Return | -0.46% | +14.27% | |
| 1Y Return | - | +21.79% | |
| 3Y Return (annualized) | - | +22.19% | |
| 5Y Return (annualized) | - | +13.28% | |
| Volatility (annualized) | - | 14.2% | |
| Max Drawdown | -1.6% | -34.3% | |
| Fund Family | Timothy Plan | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | May 5, 2026 | Sep 7, 2010 |
TPFI vs VOO Performance
Timothy Plan Fixed Income ETF (TPFI) is a ETF from Timothy Plan and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Year to date, TPFI is down 0.46% versus a gain of 14.27% for VOO.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.6% for TPFI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
TPFI charges 0.55% per year while VOO charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period.
Holdings Overlap
TPFI and VOO share 0 holdings out of 535 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TPFI or VOO?
TPFI has an expense ratio of 0.55% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
What is the holdings overlap between TPFI and VOO?
TPFI and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 535 unique securities.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.