UIVM vs VTI

UIVM vs VTI
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Quick Verdict

VTI has a lower expense ratio. UIVM delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: UIVMMore Diversified: VTI

Side-by-Side Comparison

MetricUIVMVTIWinner
Expense Ratio0.35%0.03%
AUM$344M$666.9B
Dividend Yield3.05%1.07%
Holdings2063,543
YTD Return+21.74%+13.14%
1Y Return+32.00%+22.35%
3Y Return (annualized)+27.69%+21.83%
5Y Return (annualized)+13.85%+12.01%
Volatility (annualized)16.0%15.3%
Max Drawdown-46.1%-56.6%
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryEquityEquity
InceptionOct 24, 2017May 24, 2001

UIVM vs VTI Performance

VictoryShares International Value Momentum ETF (UIVM) is a ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year UIVM returned +32.00% while VTI returned +22.35%. Year to date, UIVM is up 21.74% versus a gain of 13.14% for VTI.

Over three years, UIVM compounded at +27.69% per year against +21.83% for VTI; over five years the annualized figures are +13.85% and +12.01% respectively. Across the full 9-year window we track, VTI has the edge at +8.09% annualized vs +7.77%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UIVM has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -46.1% for UIVM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

UIVM charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, UIVM currently yields 3.05% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

UIVM and VTI share 0 holdings out of 2981 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, UIVM or VTI?

UIVM has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, UIVM or VTI?

Over the past year UIVM returned +32.00% vs +22.35% for VTI, so UIVM leads on 1-year performance. Over the longest common window we track (9 years), UIVM annualized +7.77% vs +8.09% for VTI. Past performance does not guarantee future results.

Which is riskier, UIVM or VTI?

UIVM has been the more volatile fund at 16.0% annualized versus 15.3% for VTI. Worst drawdown: UIVM -46.1% vs VTI -56.6%.

Should I hold both UIVM and VTI?

UIVM and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UIVM and VTI?

UIVM and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2981 unique securities.

Which pays a higher dividend, UIVM or VTI?

UIVM yields 3.05% while VTI yields 1.07%, so UIVM currently pays the higher dividend yield.

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