UPAR vs VOO
UPAR Ultra Risk Parity ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | UPAR | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.03% | |
| AUM | $59M | $979.0B | |
| Dividend Yield | 3.46% | 1.09% | |
| Holdings | 140 | 509 | |
| YTD Return | +5.92% | +13.72% | |
| 1Y Return | +17.61% | +21.63% | |
| 3Y Return (annualized) | +10.91% | +21.55% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 19.6% | 14.1% | |
| Max Drawdown | -39.0% | -34.3% | |
| Fund Family | Rpar ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jan 3, 2022 | Sep 7, 2010 |
UPAR vs VOO Performance
UPAR Ultra Risk Parity ETF (UPAR) is a ETF from Rpar ETF and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UPAR returned +17.61% while VOO returned +21.63%. Year to date, UPAR is up 5.92% versus a gain of 13.72% for VOO.
Over three years, UPAR compounded at +10.91% per year against +21.55% for VOO. Across the full 5-year window we track, VOO has the edge at +13.56% annualized vs -1.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UPAR has been the more volatile fund, with annualized monthly volatility of 19.6% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.0% for UPAR and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
UPAR charges 0.68% per year while VOO charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, UPAR currently yields 3.46% against 1.09% for VOO.
Holdings Overlap
UPAR and VOO share 21 holdings out of 613 unique holdings combined, representing a 2.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, UPAR or VOO?
UPAR has an expense ratio of 0.68% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $65 per year of difference.
Which performed better, UPAR or VOO?
Over the past year UPAR returned +17.61% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), UPAR annualized -1.06% vs +13.56% for VOO. Past performance does not guarantee future results.
Which is riskier, UPAR or VOO?
UPAR has been the more volatile fund at 19.6% annualized versus 14.1% for VOO. Worst drawdown: UPAR -39.0% vs VOO -34.3%.
Should I hold both UPAR and VOO?
UPAR and VOO have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between UPAR and VOO?
UPAR and VOO share 21 common holdings with a 2.7% weight overlap. Combined, they hold 613 unique securities.
Which pays a higher dividend, UPAR or VOO?
UPAR yields 3.46% while VOO yields 1.09%, so UPAR currently pays the higher dividend yield.
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