USIG vs VOO
iShares Broad USD Investment Grade Corporate Bond ETF vs Vanguard S&P 500 ETF
Which is better, USIG or VOO?
Long Term Mid Quality against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USIG | VOO |
|---|---|---|
| Expense Ratio | 0.04% | 0.03%Best |
| AUM | $17.4B | $1.0T |
| Dividend Yield | 4.84% | 1.04% |
| Holdings | 22,981 | 506 |
| YTD Return | -2.33% | +14.88%Best |
| 1Y Return | -1.66% | +17.30%Best |
| 3Y Return (annualized) | +5.58% | +23.04%Best |
| 5Y Return (annualized) | +0.08% | +13.97%Best |
| Volatility (annualized) | 7.4%Best | 16.7% |
| Max Drawdown | -21.6%Best | -34.3% |
| $10,000 over 5 years | $10,040 | $19,229Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Blend |
| Inception | Jan 5, 2007 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Aug 1, 2018 to Oct 9, 2026 (8.2 years).
USIG vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.2 years both funds cover.
USIG vs VOO Performance
iShares Broad USD Investment Grade Corporate Bond ETF (USIG) is an ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year USIG returned -1.66% while VOO returned +17.30%. Year to date, USIG is down 2.33% versus a gain of 14.88% for VOO.
Over three years, USIG compounded at +5.58% per year against +23.04% for VOO; over five years the annualized figures are +0.08% and +13.97% respectively. Across the full 8-year window we track, VOO has the edge at +14.38% annualized vs +1.54%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 7.4% for USIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.6% for USIG and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
USIG charges 0.04% per year while VOO charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, USIG currently yields 4.84% against 1.04% for VOO.
Holdings Overlap
At least 1.7% of VOO's money is in holdings USIG also owns.
Stated as a floor: for USIG, our book for it covers 81.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VOO and USIG share little of their money.
10 positions in common, counted across the 9,543 positions we hold weights for in USIG and 494 in VOO, against full books of 22,981 and 506.
Top Shared Holdings
| Stock | Weight in USIG | Weight in VOO | Difference |
|---|---|---|---|
| GEGeneral Electric Co. | 0.01% | 0.58% | 0.57% |
| LRCXLam Research Corp | 0.00% | 0.57% | 0.57% |
| TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#585558 | 0.07% | 0.12% | 0.05% |
| DUKDuke Energy Corp | 0.01% | 0.15% | 0.14% |
| AONAon Public Limited Company Cl. A | 0.01% | 0.12% | 0.11% |
| ADMArcher-daniels D | 0.00% | 0.06% | 0.06% |
| HUBBHubbell Inc | 0.01% | 0.04% | 0.03% |
| PPLPpl Corp (Utilities) | 0.00% | 0.04% | 0.04% |
| CNPCenterpoint Energy Inc. | 0.00% | 0.04% | 0.04% |
| LYBLyondellbasell-a | 0.01% | 0.02% | 0.01% |
You are not choosing between two funds in isolation.
Whichever of USIG and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USIG or VOO?
USIG has an expense ratio of 0.04% while VOO charges 0.03%. VOO is the cheaper option, by $1 a year on a $10,000 investment.
Which performed better, USIG or VOO?
Over the past year USIG returned -1.66% vs +17.30% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (8 years), USIG annualized +1.54% vs +14.38% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USIG or VOO?
VOO has been the more volatile fund at 16.7% annualized versus 7.4% for USIG. Worst drawdown: USIG -21.6% vs VOO -34.3%.
Should I hold both USIG and VOO?
USIG and VOO have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between USIG and VOO?
At least 1.7% of VOO's money is in holdings USIG also owns. Our book for USIG is partial, so the real figure is this or higher. They hold 10 positions in common, counted across the 9,543 positions we hold weights for in USIG and 494 in VOO.
Which pays a higher dividend, USIG or VOO?
USIG yields 4.84% while VOO yields 1.04%, so USIG currently pays the higher dividend yield.
Is VOO better than USIG?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.