UTEN vs VOO
F/m US Treasury 10 Year Note ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | UTEN | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $289M | $979.0B | |
| Dividend Yield | 4.39% | 1.09% | |
| Holdings | 2 | 509 | |
| YTD Return | -1.27% | +13.72% | |
| 1Y Return | +1.19% | +21.63% | |
| 3Y Return (annualized) | +2.78% | +21.55% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 7.7% | 14.1% | |
| Max Drawdown | -13.4% | -34.3% | |
| Fund Family | US Benchmark Series | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 8, 2022 | Sep 7, 2010 |
UTEN vs VOO Performance
F/m US Treasury 10 Year Note ETF (UTEN) is a ETF from US Benchmark Series and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UTEN returned +1.19% while VOO returned +21.63%. Year to date, UTEN is down 1.27% versus a gain of 13.72% for VOO.
Over three years, UTEN compounded at +2.78% per year against +21.55% for VOO. Across the full 4-year window we track, VOO has the edge at +13.56% annualized vs -0.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.7% for UTEN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.4% for UTEN and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
UTEN charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, UTEN currently yields 4.39% against 1.09% for VOO.
Frequently Asked Questions
Which is cheaper, UTEN or VOO?
UTEN has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, UTEN or VOO?
Over the past year UTEN returned +1.19% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), UTEN annualized -0.13% vs +13.56% for VOO. Past performance does not guarantee future results.
Which is riskier, UTEN or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 7.7% for UTEN. Worst drawdown: UTEN -13.4% vs VOO -34.3%.
Should I hold both UTEN and VOO?
UTEN and VOO have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, UTEN or VOO?
UTEN yields 4.39% while VOO yields 1.09%, so UTEN currently pays the higher dividend yield.
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