VBCB vs VTI

VBCB vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVBCBVTIWinner
Expense Ratio0.08%0.03%
AUM$68M$666.9B
Dividend Yield0.71%1.07%
Holdings1583,543
YTD Return+1.87%+13.67%
1Y Return-+22.17%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.51%
Volatility (annualized)-15.3%
Max Drawdown-0.3%-56.6%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 10, 2026May 24, 2001

VBCB vs VTI Performance

Vanguard Target Maturity 2028 Corporate Bond ETF (VBCB) is a ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VBCB is up 1.87% versus a gain of 13.67% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.3% for VBCB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VBCB charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCB currently yields 0.71% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

VBCB and VTI share 0 holdings out of 2945 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VBCB or VTI?

VBCB has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

What is the holdings overlap between VBCB and VTI?

VBCB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2945 unique securities.

Which pays a higher dividend, VBCB or VTI?

VBCB yields 0.71% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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