VBCD vs VTI
Vanguard Target Maturity 2030 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VBCD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.03% | |
| AUM | $49M | $666.9B | |
| Dividend Yield | 0.83% | 1.07% | |
| Holdings | 187 | 3,543 | |
| YTD Return | +1.16% | +14.82% | |
| 1Y Return | - | +22.43% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | - | 15.4% | |
| Max Drawdown | -1.2% | -56.6% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 10, 2026 | May 24, 2001 |
VBCD vs VTI Performance
Vanguard Target Maturity 2030 Corporate Bond ETF (VBCD) is a ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VBCD is up 1.16% versus a gain of 14.82% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.2% for VBCD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VBCD charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCD currently yields 0.83% against 1.07% for VTI.
Holdings Overlap
VBCD and VTI share 1 holdings out of 2973 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in VBCD | Weight in VTI | Difference |
|---|---|---|---|
| GMT | 0.07% | 0.00% | 0.07% |
Frequently Asked Questions
Which is cheaper, VBCD or VTI?
VBCD has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.
What is the holdings overlap between VBCD and VTI?
VBCD and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2973 unique securities.
Which pays a higher dividend, VBCD or VTI?
VBCD yields 0.83% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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