VBCD vs VYM

VBCD vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricVBCDVYMWinner
Expense Ratio0.08%0.04%
AUM$49M$81.6B
Dividend Yield0.83%2.24%
Holdings187616
YTD Return+1.52%+16.42%
1Y Return-+24.22%
3Y Return (annualized)-+19.03%
5Y Return (annualized)-+12.21%
Volatility (annualized)-14.6%
Max Drawdown-1.2%-58.8%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 10, 2026Nov 10, 2006

VBCD vs VYM Performance

Vanguard Target Maturity 2030 Corporate Bond ETF (VBCD) is a ETF from Vanguard (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, VBCD is up 1.52% versus a gain of 16.42% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.2% for VBCD and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VBCD charges 0.08% per year while VYM charges 0.04%. On a $10,000 position that is $8 vs $4 annually, a gap of $4 per year that compounds over a long holding period. On income, VBCD currently yields 0.83% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

VBCD and VYM share 0 holdings out of 790 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VBCD or VYM?

VBCD has an expense ratio of 0.08% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

What is the holdings overlap between VBCD and VYM?

VBCD and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 790 unique securities.

Which pays a higher dividend, VBCD or VYM?

VBCD yields 0.83% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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