VCHY vs VYM

VCHY vs VYM

Which is better, VCHY or VYM?

VYM costs less.

VYM has a lower expense ratio.

Lower Fees: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVCHYVYM
Expense Ratio0.05%0.04%Best
AUM$52M$81.6B
Dividend Yield0.50%2.24%
Holdings1,780613
YTD Return-0.51%+15.29%Best
1Y Return-+22.23%
3Y Return (annualized)-+18.81%
5Y Return (annualized)-+12.14%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionMay 19, 2026Nov 10, 2006

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

VCHY vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

VCHY vs VYM Performance

Vanguard US High-Yield Corporate Bond Index ETF (VCHY) is an ETF from Vanguard (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Year to date, VCHY is down 0.51% versus a gain of 15.29% for VYM.

Past performance does not guarantee future results.

Fees and Cost Over Time

VCHY charges 0.05% per year while VYM charges 0.04%. On a $10,000 position that is $5 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, VCHY currently yields 0.50% against 2.24% for VYM.

Holdings Overlap

VYM already in VCHY0.1%

At least 0.1% of VYM's money is in holdings VCHY also owns.

Stated as a floor: for VCHY, our book for it covers 65.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 1,079 positions we hold weights for in VCHY and 603 in VYM, against full books of 1,780 and 613.

Top Shared Holdings

StockWeight in VCHYWeight in VYMDifference
PFSI 4.25 02/15/29 1Pennymac Financial Services Inc0.09%0.01%0.08%
MTCHII 5 12/15/27 14Match Group Inc0.02%0.04%0.02%

You are not choosing between two funds in isolation.

Whichever of VCHY and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VCHYVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VCHY or VYM?

VCHY has an expense ratio of 0.05% while VYM charges 0.04%. VYM is the cheaper option, by $1 a year on a $10,000 investment.

Which pays a higher dividend, VCHY or VYM?

VCHY yields 0.50% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

Is VYM better than VCHY?

VYM has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.