VFVA vs VTI
Vanguard US Value Factor ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VFVA delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VFVA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.13% | 0.03% | |
| AUM | $913M | $666.9B | |
| Dividend Yield | 1.77% | 1.07% | |
| Holdings | 693 | 3,543 | |
| YTD Return | +21.04% | +13.12% | |
| 1Y Return | +27.09% | +21.07% | |
| 3Y Return (annualized) | +17.62% | +20.54% | |
| 5Y Return (annualized) | +12.16% | +11.71% | |
| Volatility (annualized) | 22.9% | 15.3% | |
| Max Drawdown | -48.6% | -56.6% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 13, 2018 | May 24, 2001 |
VFVA vs VTI Performance
Vanguard US Value Factor ETF (VFVA) is a ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VFVA returned +27.09% while VTI returned +21.07%. Year to date, VFVA is up 21.04% versus a gain of 13.12% for VTI.
Over three years, VFVA compounded at +17.62% per year against +20.54% for VTI; over five years the annualized figures are +12.16% and +11.71% respectively. Across the full 9-year window we track, VFVA has the edge at +11.32% annualized vs +8.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VFVA has been the more volatile fund, with annualized monthly volatility of 22.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -48.6% for VFVA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VFVA charges 0.13% per year while VTI charges 0.03%. On a $10,000 position that is $13 vs $3 annually, a gap of $10 per year that compounds over a long holding period. On income, VFVA currently yields 1.77% against 1.07% for VTI.
Holdings Overlap
VFVA and VTI share 530 holdings out of 2942 unique holdings combined, representing a 16.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VFVA or VTI?
VFVA has an expense ratio of 0.13% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $10 per year of difference.
Which performed better, VFVA or VTI?
Over the past year VFVA returned +27.09% vs +21.07% for VTI, so VFVA leads on 1-year performance. Over the longest common window we track (9 years), VFVA annualized +11.32% vs +8.08% for VTI. Past performance does not guarantee future results.
Which is riskier, VFVA or VTI?
VFVA has been the more volatile fund at 22.9% annualized versus 15.3% for VTI. Worst drawdown: VFVA -48.6% vs VTI -56.6%.
Should I hold both VFVA and VTI?
VFVA and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VFVA and VTI?
VFVA and VTI share 530 common holdings with a 16.1% weight overlap. Combined, they hold 2942 unique securities.
Which pays a higher dividend, VFVA or VTI?
VFVA yields 1.77% while VTI yields 1.07%, so VFVA currently pays the higher dividend yield.
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