VOO vs WINC

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOWINCWinner
Expense Ratio0.03%0.29%
AUM$979.0B$12M
Dividend Yield1.09%4.42%
Holdings509128
YTD Return+14.48%+3.43%
1Y Return+22.02%+4.87%
3Y Return (annualized)+21.80%+4.92%
5Y Return (annualized)+13.36%+2.48%
Volatility (annualized)14.2%16.1%
Max Drawdown-34.3%-32.0%
Fund FamilyVanguard (US)Franklin Templeton Investments (US)
CategoryEquityFixed Income
InceptionSep 7, 2010Feb 7, 2019

VOO vs WINC Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Western Asset Short Duration Income ETF (WINC) is a ETF from Franklin Templeton Investments (US). Over the past year VOO returned +22.02% while WINC returned +4.87%. Year to date, VOO is up 14.48% versus a gain of 3.43% for WINC.

Over three years, VOO compounded at +21.80% per year against +4.92% for WINC; over five years the annualized figures are +13.36% and +2.48% respectively. Across the full 7-year window we track, VOO has the edge at +13.61% annualized vs +3.18%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WINC has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -32.0% for WINC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while WINC charges 0.29%. On a $10,000 position that is $3 vs $29 annually, a gap of $26 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 4.42% for WINC.

Frequently Asked Questions

Which is cheaper, VOO or WINC?

VOO has an expense ratio of 0.03% while WINC charges 0.29%. VOO is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, VOO or WINC?

Over the past year VOO returned +22.02% vs +4.87% for WINC, so VOO leads on 1-year performance. Over the longest common window we track (7 years), VOO annualized +13.61% vs +3.18% for WINC. Past performance does not guarantee future results.

Which is riskier, VOO or WINC?

WINC has been the more volatile fund at 16.1% annualized versus 14.2% for VOO. Worst drawdown: VOO -34.3% vs WINC -32.0%.

Should I hold both VOO and WINC?

VOO and WINC have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, VOO or WINC?

VOO yields 1.09% while WINC yields 4.42%, so WINC currently pays the higher dividend yield.

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